Investment options of COLUMBUS ORGANIZATION 401(K) PLAN
Total Available Funds: 29
| Investment Option List |
|---|
| VANGUARD TARGET RETIREMENT INCOME MUTUAL FUND (VTINX) |
| VANGUARD TARGET RETIREMENT 2020 MUTUAL FUND (VTWNX) |
| VANGUARD TARGET RETIREMENT 2025 MUTUAL FUND (VTTVX) |
| VANGUARD TARGET RETIREMENT 2030 MUTUAL FUND (VTHRX) |
| VANGUARD TARGET RETIREMENT 2035 MUTUAL FUND (VTTHX) |
| VANGUARD TARGET RETIREMENT 2040 MUTUAL FUND (VFORX) |
| VANGUARD TARGET RETIREMENT 2045 MUTUAL FUND (VTIVX) |
| VANGUARD TARGET RETIREMENT 2050 MUTUAL FUND (VFIFX) |
| VANGUARD TARGET RETIREMENT 2055 MUTUAL FUND (VFFVX) |
| JPMORGAN EQUITY INCOME R6 MUTUAL FUND (HLIEX) |
| VANGUARD 500 INDEX INV. MUTUAL FUND (VFINX) |
| AMERICAN FUNDS GROWTH FUND OF AMERICA R6 MUTUAL FUND (FAFGX) |
| VANGUARD MID-CAP VALUE INDEX INV. MUTUAL FUND (VMVIX) |
| VANGUARD MID-CAP INDEX INV. MUTUAL FUND (VIMSX) |
| GODMAN SACHS GROWTH OPPORTUNITIES INSTL MUTUAL FUND (GGOIX) |
| IVY SCIENCE AND TECHNOLOGY I MUTUAL FUND (ISTIX) |
| VANGUARD SMALL-CAP VALUE INDEX INV MUTUAL FUND (VISVX) |
| VANGUARD SMALL-CAP INDEX INV MUTUAL FUND (VISVX) |
| LORD ABBETT DEVELOPING GROWTH FUND A MUTUAL FUND (LADYX) |
| DODGE & COX BALANCED FUND MUTUAL FUND (DODBX) |
| AMERICAN FUNDS EUROPACIFIC GR R6 MUTUAL FUND (FFFMX) |
| INVESTO DEVELOPING MARKETS R6 MUTUAL FUND |
| VANGUARD REIT INDEX INV. MUTUAL FUND (VGSIX) |
| VANGUARD CASH RESERVES FEDERAL MM ADM. MUTUAL FUND |
| AMERICAN FUNDS US GOVERNMENT SEC R6 MUTUAL FUND |
| PIMCO TOTAL RETURN INSTL MUTUAL FUND (IPCSX) |
| JPMORGAN HIGH YIELD R6 MUTUAL FUND (JHYUX) |
| PIMCO REAL RETURN INSTL MUTUAL FUND (PRLPX) |
| VANGUARD TOTAL BOND MARKET INDEX INV MUTUAL FUND (VBMFX) |
Investment model portfolios
We provide two types of investment model portfolios for COLUMBUS ORGANIZATION 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for COLUMBUS ORGANIZATION 401(K) PLAN