Investment options of COLLIER ENTERPRISES 401(K) PLAN
Total Available Funds: 29
| Investment Description |
|---|
| SCHWAB S&P 500 INDEX FUND Registered investment company |
| MAINSTAY WINSLOW LGCAP GRTH R1 Registered investment company |
| VANGUARD SMALL CAP INDEX ADMRL Registered investment company |
| VANGUARD TTL BOND MKT IDX ADM Registered investment company |
| AMCENT STRAT ALLOC: MOD INST Registered investment company |
| BLACKROCK EQUITY DIVIDEND CL I Registered investment company |
| VANGUARD INFLATION PROTECT ADM Registered investment company |
| AMCENT STRAT ALLOC: AGGR INST Registered investment company |
| VANGUARD TOT INTL STK IDX ADM Registered investment company |
| DODGE & COX INCOME X Registered investment company |
| OAKMARK INTERNATIONAL INVESTOR Registered investment company |
| AMERICAN FUNDS TRGTDT 2025 R6 Registered investment company |
| AMERICAN FUNDS TRGTDT 2030 R6 Registered investment company |
| AMCENT STRAT ALLOC: CONSERV IN Registered investment company |
| AMERICAN FUNDS TRGTDT 2045 R6 Registered investment company |
| AMERICAN FUNDS TRGTDT 2035 R6 Registered investment company |
| AMERICAN FUNDS TRGTDT 2055 R6 Registered investment company |
| AMERICAN FUNDS TRGTDT 2040 R6 Registered investment company |
| COHEN & STEERS REALTY SHARES Z Registered investment company |
| AMERICAN FUNDS TRGTDT 2060 R6 Registered investment company |
| AMERICAN FUNDS TRGTDT 2020 R6 Registered investment company |
| CARILLON CLARIVEST INTL STOCK Registered investment company |
| AMERICAN FUNDS TRGTDT 2050 R6 Registered investment company |
| FIRST EAGLE OVERSEAS I Registered investment company |
| AMERICAN FUNDS TRGTDT 2015 R6 Registered investment company |
| AMERICAN FUNDS TRGTDT 2010 R6 Registered investment company |
| DELAWARE DIVERSIFIED INCOME I Registered investment company |
| Wilmington Trust Galliard Retirement Income Fund Class |
| JP MORGAN MIDCAP VALUE L Registered Investment Company |
Investment model portfolios
We provide two types of investment model portfolios for COLLIER ENTERPRISES 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for COLLIER ENTERPRISES 401(K) PLAN