Investment options of CODE FOR AMERICA 401(K) PLAN
Total Available Funds: 36
| Investment Description |
|---|
| See accompanying independent auditor’s report. |
| 1FFGZX 75,579.72 |
| 1FIWFX 352.65 |
| 1FIWTX 145.38 |
| 1FFEDX 75,503.98 |
| 1FFEGX 71,063.86 |
| 1FFEZX 525,773.54 |
| 1FFIZX 610,235.07 |
| 1FFOLX 1,739,001.50 |
| 1FFOPX 2,078,274.04 |
| 1FFLDX 2,475,622.15 |
| 1FFLEX 841,421.89 |
| 1FFIKX 214,435.63 |
| 1RNWGX 92,673.44 |
| 1FZAJX 118,544.49 |
| 1FSPSX 678,636.68 |
| 1IARFX 76,397.07 |
| 1PCRIX1 19,633.29 |
| 1DFFVX 65,608.48 |
| 1FSSNX 221,507.86 |
| 1FSMLX 8,345.32 |
| 1FSMDX 329,347.78 |
| 1MCVFR1 17,650.09 |
| 1MCIIR1 60,998.61 |
| 1RMFGX 7,667.14 |
| 1CEYRX 6,284.70 |
| 1FXAIX 2,142,351.30 |
| 1LCIIR1 198,093.38 |
| 1PEQSX 116,256.47 |
| 1RILFX 46,554.09 |
| 1BRHYX 20,315.77 |
| 1FXNAX 188,346.49 |
| 1JCPUX 42,817.68 |
| 1PIMIX 6,508.51 |
| 1PCSV25 50,938.64 |
| FORFEITURES 15.27 |
Investment model portfolios
We provide two types of investment model portfolios for CODE FOR AMERICA 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for CODE FOR AMERICA 401(K) PLAN