Investment options of CLEAN AIR ENGINEERING 401K PLAN
Total Available Funds: 31
| Investment Description |
|---|
| VANGUARD VANGUARD TARGET RETIREMENT 2055 |
| VANGUARD VANGUARD TARGET RETIREMENT 2065 |
| VANGUARD VANGUARD TARGET RETIREMENT 2020 |
| VANGUARD VANGUARD TARGET RETIREMENT 2030 |
| VANGUARD VANGUARD TARGET RETIREMENT 2040 |
| VANGUARD VANGUARD TARGET RETIREMENT 2050 |
| VANGUARD VANGUARD GROWTH INDEX ADMIRAL |
| VANGUARD VANGUARD REAL ESTATE INDEX ADM |
| VANGUARD VANGUARD INTERMEDIATE-TERM BOND INDEX ADM |
| AMERICAN CENTURY AMERICAN CENTURY EQUITY INCOME R6 |
| VANGUARD VANGUARD SMALL-CAP VALUE INDEX ADMIRAL |
| VANGUARD VANGUARD MID-CAP VALUE INDEX ADMIRAL |
| FIDELITY INVESTMENTS FIDELITY DIVERSIFIED INTERNATIONAL FUND K6 |
| FIDELITY INVESTMENTS FIDELITY INTERNATIONAL SMALL CAP FUND |
| FIDELITY INVESTMENTS FIDELITY SMALL CAP GROWTH FUND K6 |
| FIDELITY INVESTMENTS FIDELITY 500 INDEX FUND |
| MORGAN STANLEY MORGAN STAN INSTL TR MID CAP GROWTH ADV CL |
| FIDELITY INVESTMENTS FIDELITY SELECT ELECTRONICS |
| FIDELITY INVESTMENTS FIDELITY SELECT BANKING PORTFOLIO |
| FIDELITY INVESTMENTS FIDELITY SELECT RETAILING |
| FIDELITY INVESTMENTS FIDELITY SELECT BIOTECHNOLOGY |
| FIDELITY INVESTMENTS FIDELITY SELECT GOLD |
| FIDELITY INVESTMENTS FIDELITY SELECT MEDICAL EQUIP & SYSTEM |
| FIDELITY INVESTMENTS FIDELITY SELECT HEALTH CARE |
| FIDELITY INVESTMENTS FIDELITY SELECT ENERGY |
| FIDELITY INVESTMENTS FIDELITY PURITAN |
| FIDELITY INVESTMENTS FIDELITY SMALL CAP ENHANCED INDEX FUND |
| FIDELITY INVESTMENTS FIDELITY INT'L ENHANCED INDEX FUND |
| FIDELITY INVESTMENTS FIDELITY NASDAQ COMPOSITE INDEX |
| FIDELITY INVESTMENTS FIDELITY SELECT TECHNOLOGY |
| INVESCO INVESCO ENERGY |
Investment model portfolios
We provide two types of investment model portfolios for CLEAN AIR ENGINEERING 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for CLEAN AIR ENGINEERING 401K PLAN