Investment options of CITY OF HOPE MEDICAL GROUP INC. 401K RETIREMENT PLAN
Total Available Funds: 31
| Investment Description |
|---|
| POOLED SEDARATE ACCOUNT |
| NEW YORK LIFE ANCHOR ACCOUNT IV |
| AMERICAN FUNDS: SMALLCAP WORLD FUND 2 |
| AMERICAN MUTUAL FUND 7 |
| NEW PERSPECTIVE FUND 3 |
| EUROPACIFIC GROWTH FUND 2 |
| GROWTH FUND OF AMERICA |
| INCOME FUND OF AMERICA |
| BAIRD: CORE PLUS BOND FUND 2 |
| SHORT-TERM BOND FUND |
| JP MORGAN MIDCAP VALUE INSTITUTIONAL FUND |
| MFS GROWTH FUND 3 |
| VANGUARD: EMERGING MARKETS INDEX FUND |
| 2020 TARGET RETIREMENT 6 |
| 2025 TARGET RETIREMENT 2 |
| 2030 TARGET RETIREMENT |
| 2035 TARGET RETIREMENT |
| 2040 TARGET RETIREMENT |
| 2045 TARGET RETIREMENT |
| 2050 TARGET RETIREMENT 8 |
| 2055 TARGET RETIREMENT |
| 2060 TARGET RETIREMENT 3 |
| 2065 TARGET RETIREMENT 2 |
| INSTITUTIONAL TARGET INCOME FUND |
| INSTITUTIONAL INDEX FUND 2 |
| MID CAP INDEX FUND 8 |
| SMALL CAP INDEX FUND 8 |
| TOTAL INTERNATIONAL STOCK MARKET FUND |
| TOTAL BOND FUND MARKET INDEX FUND |
| TOTAL STOCK INDEX FUND |
| VARIOUS* SELF-DIRECTED BROKERAGE ACCOUNTS |
Investment model portfolios
We provide two types of investment model portfolios for CITY OF HOPE MEDICAL GROUP INC. 401K RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for CITY OF HOPE MEDICAL GROUP INC. 401K RETIREMENT PLAN