Investment options of CISO RETIREMENT PLAN
Total Available Funds: 49
| Investment Description |
|---|
| FIDELITY U.S. BOND INDEX Registered Investment Company |
| FIDELITY 500 INDEX Registered Investment Company |
| FIDELITY MID CAP INDEX Registered Investment Company |
| FIDELITY SMALL CAP INDEX Registered Investment Company |
| COHEN & STEERS REALTY SHARES L Registered Investment Company |
| VANGUARD EQUITY-INCOME ADMIRAL SHARES Registered Investment Company |
| UNDISCOVERED MANAGERS BEHAVIORAL VALUE R6 Registered Investment Company |
| BLACKROCK MID-CAP GROWTH EQUITY INSTITUTIONAL SHARES Registered Investment Company |
| MFS INTERNATIONAL DIVERSIFICATION R3 Registered Investment Company |
| STATE STREET TARGET RETIREMENT 2020 K Registered Investment Company |
| STATE STREET TARGET RETIREMENT 2025 K Registered Investment Company |
| STATE STREET TARGET RETIREMENT 2030 K Registered Investment Company |
| STATE STREET TARGET RETIREMENT 2035 K Registered Investment Company |
| STATE STREET TARGET RETIREMENT 2040 K Registered Investment Company |
| STATE STREET TARGET RETIREMENT 2045 K Registered Investment Company |
| STATE STREET TARGET RETIREMENT 2050 K Registered Investment Company |
| STATE STREET TARGET RETIREMENT 2055 K Registered Investment Company |
| STATE STREET TARGET RETIREMENT 2060 K Registered Investment Company |
| STATE STREET TARGET RETIREMENT 2065 K Registered Investment Company |
| MFS MID CAP VALUE FUND R3 Registered Investment Company |
| JPMORGAN LARGE CAP GROWTH R6 Registered Investment Company |
| LOOMIS SAYLES INVESTMENT GRADE BOND A Registered Investment Company |
| AB SMALL CAP GROWTH K Registered Investment Company |
| Participant Notes Receivable maturing through May 2029 – |
| Reliance Trust Company RT NY LIFE AA CL 0 0.00 |
| Cohen & Steers COHEN & STEERS RLTY 0.00 |
| State Street Global Advisors STATE ST TR 2065 K 0.00 |
| Vanguard VANG EQUITY INC ADM 0.00 |
| JPMorgan UM BEHAVIORAL VAL R6 0.00 |
| BlackRock BLKRK MIDCAP GRTH IS 0.00 |
| MFS INTL DIVRSN R3 0.00 |
| State Street Global Advisors STATE ST TR INC K 0.00 |
| State Street Global Advisors STATE ST TR 2020 K 0.00 |
| State Street Global Advisors STATE ST TR 2025 K 0.00 |
| State Street Global Advisors STATE ST TR 2030 K 0.00 |
| State Street Global Advisors STATE ST TR 2035 K 0.00 |
| State Street Global Advisors STATE ST TR 2040 K 0.00 |
| State Street Global Advisors STATE ST TR 2045 K 0.00 |
| State Street Global Advisors STATE ST TR 2050 K 0.00 |
| State Street Global Advisors STATE ST TR 2055 K 0.00 |
| State Street Global Advisors STATE ST TR 2060 K 0.00 |
| MFS MID CAP VALUE R3 0.00 |
| JPMorgan JPM LG CAP GROWTH R6 0.00 |
| Natixis Funds LOOMIS INV GRD BD A 0.00 |
| Fidelity Investments FID US BOND IDX 0.00 |
| Fidelity Investments FID 500 INDEX 0.00 |
| Fidelity Investments FID MID CAP IDX 0.00 |
| Fidelity Investments FID SM CAP IDX 0.00 |
| Fidelity Investments FID GOVT MMKT K6 0.00 |
Investment model portfolios
We provide two types of investment model portfolios for CISO RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for CISO RETIREMENT PLAN