Investment options of CIG LOGISTICS 401(K) PLAN
Total Available Funds: 59
| Investment Description |
|---|
| TIAA-CREF Lifecycle Index 2055 Institutional Class |
| TIAA-CREF Lifecycle Index 2040 Institutional Class |
| TIAA-CREF Lifecycle Index 2060 Institutional Class |
| TIAA-CREF Lifecycle Index 2050 Institutional Class |
| TIAA-CREF Lifecycle Index 2025 Institutional Class |
| TIAA-CREF Lifecycle Index 2045 Institutional Class |
| TIAA-CREF Lifecycle Index 2065 Institutional Class |
| TIAA-CREF Lifecycle Index 2035 Institutional Class |
| American Innovation American Innovation |
| TIAA-CREF Lifecycle Index 2030 Institutional Class |
| Blackrock Mid-Cap Growth Equity Fund Class K |
| Fidelity Small Cap |
| American Funds New World Fund Class R-6 |
| Fidelity |
| Fidelity International Index |
| Fidelity Mid Cap |
| TIAA-CREF Lifecycle Index 2020 Institutional Class |
| TIAA-CREF Lifecycle Index 2015 Institutional Class |
| Lord Abbett Developing Growth Fund Class R-6 |
| TIAA-CREF Lifecycle Index Retirement Income Institutional Class |
| Franklin Templeton Small Cap Value Fund Class R-6 |
| Franklin Templeton International Growth R-6 |
| PGIM High Yield Fund R-6 |
| Hartford Funds Strategic Income R-6 |
| American Century Mid Cap Value R-6 |
| DFA Inflation Protected Securities Institutional |
| Franklin Templeton Western Asset Core Plus Bond IS |
| Nuveen Lifecycle Index 2010 R6 |
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
| NUVEEN LC INDEX 2065 R6 |
| FID 500 IND |
| DFA INFLATION PROT SEC INST |
| FRA INTERNATIONAL GROWTH R6 |
| AMERICAN CENTURY MID CP VAL R6 |
| FRANKLIN SCV R6 |
| NUVEEN LC INDEX 2010 R6 |
| NUVEEN LC INDEX 2045 R6 |
| FID INTERNATIONAL INDEX |
| FIDELITY GOVERNMENT MONEY MRKT |
| FID SMALL CAP INDEX |
| NUVEEN LC INDEX 2060 R6 |
| LORD ABBETT DEVELOPING GR R6 |
| BLACKROCK MIDCAP GROWTH EQ K |
| NUV LIFECYCLE IDX RET INC R6 |
| HARTFORD STRAT INC FUND R6 |
| FID MID CAP INDEX |
| NUVEEN LC INDEX 2015 R6 |
| NUVEEN LC INDEX 2035 R6 |
| NUVEEN LC INDEX 2025 R6 |
| NUVEEN LC INDEX 2030 R6 |
| PGIM HIGH YIELD FUND R6 |
| NUVEEN LC INDEX 2040 R6 |
| NUVEEN LC INDEX 2055 R6 |
| NUVEEN LC INDEX 2020 R6 |
| AMERICAN FUNDS NEW WORLD R6 |
| WESTERN ASSET CORE PLUS BD IS |
| NUVEEN LC INDEX 2050 R6 |
| AMERICAN INNOVATION |
Investment model portfolios
We provide two types of investment model portfolios for CIG LOGISTICS 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for CIG LOGISTICS 401(K) PLAN