Investment options of Cidra Holdings Llc. 401 K Plan
Total Available Funds: 23
| Investment Description |
|---|
| American Funds New World Fund R4 |
| First Eagle Investment Management First Eagle Global A |
| Delaware Funds Delaware Small Cap Core I |
| Vanguard Mid Cap Index Adm |
| Wells Fargo Wells Fargo Spec Md Cp Val A |
| JP Morgan JPMorgan US Equity I |
| MFS Massachusetts Investors Gr Stk R4 |
| Vanguard 500 Index Fund-Admiral |
| JP Morgan JPMorgan Government Bond I |
| Janus Enterprise Janus Henderson Enterprise T |
| Columbia Dividend Income Instl |
| Fidelity Advisor Intl Capital App Instl |
| Fidelity Inflation Protected Bond Index |
| Empower Trust Company, LLC Putnam Retirement Advantage Trst Mat X |
| Empower Trust Company, LLC Putnam Retirement Advantage Trst 2025 X |
| Empower Trust Company, LLC Putnam Retirement Advantage Trst 2030 X |
| Empower Trust Company, LLC Putnam Retirement Advantage Trst 2035 X |
| Empower Trust Company, LLC Putnam Retirement Advantage Trst 2040 X |
| Empower Trust Company, LLC Putnam Retirement Advantage Trst 2045 X |
| Empower Trust Company, LLC Putnam Retirement Advantage Trst 2050 X |
| Empower Trust Company, LLC Putnam Retirement Advantage Trst 2055 X |
| Empower Trust Company, LLC Putnam Retirement Advantage Trst 2060 X |
| dates ranging from 2025 to 2029. – |
Investment model portfolios
We provide two types of investment model portfolios for Cidra Holdings Llc. 401 K Plan participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for Cidra Holdings Llc. 401 K Plan