Investment options of CHOICE POOLED EMPLOYER PLAN III
Total Available Funds: 142
| Investment Option List |
|---|
| American Century 2020 Target Date Retirement Fund Class R-6 (RECTX) |
| American Century 2025 Target Date Retirement Fund Class R-6 (REDTX) |
| American Century 2030 Target Date Retirement Fund Class R-6 (REETX) |
| American Century 2035 Target Date Retirement Fund Class R-6 (REFTX) |
| American Century 2040 Target Date Retirement Fund Class R-6 (REGTX) |
| American Century 2045 Target Date Retirement Fund Class R-6 (REHTX) |
| American Century 2050 Target Date Retirement Fund Class R-6 (REITX) |
| American Century 2055 Target Date Retirement Fund Class R-6 (FAJTX) |
| American Century 2060 Target Date Retirement Fund Class R-6 (CCKTX) |
| American Century 2065 Target Date Retirement Fund Class R-6 (FBMTX) |
| American Century Inflation Linked Bond Fund Class R-6 (BFICX) |
| BlackRock Global Allocation Fund Institutional Shares (MGJAX) |
| Fidelity 500 Index (FUSEX) |
| Fidelity Advisor Stock Selector Mid Cap Fund – Class I (FMCCX) |
| Fidelity Global ex US Index |
| Fidelity Inflation Protexted Bond Index (FINPX) |
| Fidelity Mid Cap Index (FIIMX) |
| Fidelity Small Cap Index (FSISX) |
| Fidelity US Bond Index (FSHBX) |
| Goldman Sachs Emerging Markets Equity Insights I (GERIX) |
| Macquire Small Cap Core R6 (NSGRX) |
| Nationwide Geneva Small Cap Growth R6 (NWHZX) |
| PGIM High Yield Fund- Class R6 (PHYEX) |
| PGIM Return Bond R6 (PAIWX) |
| PIMCO RealPath Blend 2025 Institutional (PPZAX) |
| PIMCO RealPath Blend 2030 Institutional (PBPAX) |
| PIMCO RealPath Blend 2035 Institutional (PDGAX) |
| PIMCO RealPath Blend 2040 Institutional (PVPAX) |
| PIMCO RealPath Blend 2045 Institutional (PVQAX) |
| PIMCO RealPath Blend 2050 Institutional (PPQAX) |
| PIMCO RealPath Blend 2055 Institutional (PRQAX) |
| PIMCO RealPath Blend 2060 Institutional (PRBAX) |
| PIMCO RealPath Blend 2065 Institutional (PBLLX) |
| PIMCO RealPath Blend Income Institutional (PBRAX) |
| Putnam Large Cap Value Fund Class Y (PMVYX) |
| T. Rowe Price Overseas Stock Fund I Class (TROSX) |
| Vanguard 500 Index Fund Admiral Shares (VFIAX) |
| Pioneer Fundamental Growth K (PIGFX) |
| Transamerica American Funds Bond Fund Of America Ret Acct (FBOFX) |
| Transamerica American Funds Fundmntl Invst Ret Acct |
| Transamerica American Funds Gr Fd Of America Ret Acct |
| Transamerica Blackrock Equity Dividend Ret Acct (MADVX) |
| Transamerica Dfa Emerging Markets Core Equity Ret Acct (DAADX) |
| Transamerica Dfa U.S. Targeted Val Port Ret Acct |
| Transamerica Fidelity 500 Index Ret Acct |
| Transamerica Fidelity Mid Cap Index Ret Acct (FIIMX) |
| Transamerica Fidelity Small Cap Index Ret Acct (TSMVX) |
| Transamerica Fidelity U.S. Bond Index Ret Acct |
| Transamerica Janus Henderson Triton Ret Acct |
| Transamerica Jpmorgan Eqt Inc Ret Acct |
| Transamerica Jpmorgan Lrg Cap Gr Ret Acct |
| Transamerica Mfs International Diversification Ret Acct (MDIJX) |
| Transamerica Pimco Inc Ret Acct |
| Transamerica State Steet Prtn Series With Ta Mod Gr Retacct |
| Transamerica State Street Global All Cap Ex Us Index Ret Acct |
| Transamerica State Street Russell Small Cap Index Ret Acct (SIVIX) |
| Transamerica State Street S&P 500 Index Class II Ret Acct |
| Transamerica State Street S&P Mid Cap Index Ret Acct (SSMHX) |
| Transamerica State Street Seccourse 2020 By Ta Retact |
| Transamerica State Street Seccourse 2025 By Ta Retact |
| Transamerica State Street Seccourse 2030 By Ta Retact |
| Transamerica State Street Seccourse 2035 By Ta Retact |
| Transamerica State Street Seccourse 2040 By Ta Retact |
| Transamerica State Street Seccourse 2045 By Ta Retact |
| Transamerica State Street Seccourse 2050 By Ta Retact |
| Transamerica State Street Seccourse 2055 By Ta Retact |
| Transamerica State Street Seccourse 2060 By Ta Retact |
| Transamerica State Street Seccourse 2065 By Ta Retact |
| Transamerica State Street Seccourse Inc By Ta Retact |
| Transamerica State Street U.S. Bond Index Ret Acct (SSAFX) |
| Transamerica T. Rowe Price Us Small Cap Value Equity Ret Acct (PRSVX) |
| Transamerica Lifegoal 2025 With Blackrck Retact |
| Transamerica Lifegoal 2030 With Blackrck Retact |
| Transamerica Lifegoal 2035 With Blackrck Retact |
| Transamerica Lifegoal 2040 With Blackrck Ret Act |
| Transamerica Lifegoal 2045 With Blackrck Ret Acct |
| Transamerica Lifegoal 2050 With Blackrck Ret Acct |
| Transamerica Lifegoal 2055 With Blackrck Ret Acct |
| Transamerica Lifegoal 2060 With Blackrck Ret Acct |
| Transamerica Lifegoal 2065 With Blackrck Retacc |
| Transamerica Lifegoal Ret With Blackrck Retact |
| Transamerica Vanguard Ftse Social Idx Fund Admiral Ret Acct (VFTNX) |
| Nuveen TIAA Lifecycle Index 2010 R (TCLEX) |
| Nuveen TIAA Lifecycle Index 2015 R (TCLIX) |
| Nuveen TIAA Lifecycle Index 2025 R (TCLFX) |
| Nuveen TIAA Lifecycle Index 2035 R (TCLRX) |
| Nuveen TIAA Lifecycle Index 2040 R (TCLOX) |
| Nuveen TIAA Lifecycle Index 2045 R (TTFIX) |
| Nuveen TIAA Lifecycle Index 2050 R (TFTIX) |
| Nuveen TIAA Lifecycle Index 2055 R (TTRLX) |
| Nuveen TIAA Lifecycle Index 2060 R (TLXHX) |
| Nuveen TIAA Lifecycle Index 2065 R (TFIHX) |
| Notes receivable from participants – |
| Contract Number: 935040, 932534, 932551, 935103, & |
| Plan Identification Number: |
| 3-B Dozer Service 20-5784421 1.31% |
| Albrecht Auction Service, LLC 38-3577646 4.13% |
| Ascend Hospitality Group 82-4545055 1.01% |
| Backflow Prevention Services, LLC 38-3665009 0.26% |
| Books, Inc. 94-1033949 0.46% |
| Careline Holdco, LLC 84-2278568 21.34% |
| CKJ Management, LLC 93-3784341 0.58% |
| Clarity Imaging 85-3976877 0.72% |
| Curalta Health 87-0855774 6.32% |
| Destination Consultants, LLC 46-4289414 0.99% |
| Dineasty LLC 46-5407728 7.74% |
| Empowerment Counseling Services, PLLC 85-1734256 0.00% |
| Ethel's Bakery, LLC 84-3515918 0.46% |
| Events North 45-4610483 0.74% |
| Four County Community Foundation 38-2736601 1.33% |
| Herrick Foundation 38-6041517 0.43% |
| Hisense Photonics, Inc. 33-0939548 0.00% |
| Integrated Accounting & Tax LLC 84-2894176 0.13% |
| Intelligent Network And Communication Systems 32-0105142 2.05% |
| International Retirement Resource Center, LLC 20-3426473 0.21% |
| La Familia Agency 27-3246497 2.39% |
| Leota Professional Resources, LLC 27-0672163 1.25% |
| Liftfund, Inc. 74-2712770 4.14% |
| Line 45 LLC 47-1490486 1.10% |
| Mannor Financial Group, Inc. 26-3735998 0.90% |
| Mannor Law Group, PLLC 27-1609375 2.23% |
| Maximum Wholesale 68-0562433 0.30% |
| Metro Detroit Black Chamber of Commerce Foundation 85-3465384 0.21% |
| KNAM Industries International 27-0512002 0.89% |
| Miles Grubb & Associates, LLC 11-3687518 5.65% |
| Multi Serve, Inc. 38-3538820 2.32% |
| New World Tea, LLC 38-3700370 1.00% |
| North Community Counseling Centers 31-1258042 1.41% |
| Nuwave Technology Partners, LLC 20-2255498 2.65% |
| OHM KCI, LLC 88-2675419 2.03% |
| RAI Jets LLC 80-0403651 2.16% |
| Reliant Pediatric Therapy Services 27-5210978 2.63% |
| Salveo Medical Group, Inc. 83-4432097 0.65% |
| Small Business Resource Center 38-3042915 7.12% |
| Student Advocacy Center of Michigan, Inc. 38-2058667 1.91% |
| Sycamore Hills Golf Club, Inc. 38-2816181 0.39% |
| T & E Restaurants, Inc. 47-1761775 1.21% |
| TD & I Cable Maintenance 93-2040084 4.02% |
| Thompson Tutoring, L.L.C. 36-4702379 0.19% |
| Top Of The List LLC 94-3454185 0.11% |
| Visit Lenawee, Inc 38-3191481 0.41% |
| Welsh and Associates, Inc. 04-3675442 0.52% |
Investment model portfolios
We provide two types of investment model portfolios for CHOICE POOLED EMPLOYER PLAN III participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for CHOICE POOLED EMPLOYER PLAN III