Investment options of CHARLES RIVER LABORATORIES INC. SAVINGS/PLUS PLAN
Total Available Funds: 31
| Investment Description |
|---|
| Fidelity U.S. Bond Index Fund Registered Investment Company |
| Fidelity 500 Index Fund Registered Investment Company |
| Fidelity Global ex U.S. Index Fund Registered Investment Company |
| Fidelity Mid Cap Index Fund Registered Investment Company |
| Fidelity Small Cap Index Fund Registered Investment Company |
| Janus Henderson Enterprise Fund Class N Registered Investment Company |
| JPMorgan Mid Cap Value Fund Class R6 Registered Investment Company |
| MFS International Intrinsic Value Fund Class R6 Registered Investment Company |
| MFS International Growth Fund Class R6 Registered Investment Company |
| Neuberger Berman Large Cap Value R6 Registered Investment Company |
| PIMCO Commodity Real Return Strategy Fund Registered Investment Company |
| PIMCO Income Fund Institutional Class Registered Investment Company |
| PIMCO Real Return Fund Institutional Class Registered Investment Company |
| Pioneer Fundamental Growth Fund Class K Shares Registered Investment Company |
| WCM International Small Cap Growth Fund Registered Investment Company |
| American Funds New World Fund Class R-6 Registered Investment Company |
| Macquarie Small Cap Core R6 Registered Investment Company |
| Victory Core Plus Intermediate Bond Fund Registered Investment Company |
| Capital Group 2020 Target Date Retirement Trust TD2 Collective Trust |
| Capital Group 2025 Target Date Retirement Trust TD2 Collective Trust |
| Capital Group 2030 Target Date Retirement Trust TD2 Collective Trust |
| Capital Group 2035 Target Date Retirement Trust TD2 Collective Trust |
| Capital Group 2040 Target Date Retirement Trust TD2 Collective Trust |
| Capital Group 2045 Target Date Retirement Trust TD2 Collective Trust |
| Capital Group 2050 Target Date Retirement Trust TD2 Collective Trust |
| Capital Group 2055 Target Date Retirement Trust TD2 Collective Trust |
| Capital Group 2060 Target Date Retirement Trust TD2 Collective Trust |
| Capital Group 2065 Target Date Retirement Trust TD2 Collective Trust |
| Galliard Retirement Income Fund Fee CL F35 Collective Trust |
| Principal Guaranteed Interest Balance Contract Investment Contract — |
| ** Notes receivable from participants, net of deemed distributions |
Investment model portfolios
We provide two types of investment model portfolios for CHARLES RIVER LABORATORIES INC. SAVINGS/PLUS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for CHARLES RIVER LABORATORIES INC. SAVINGS/PLUS PLAN