Investment options of CHARLES KOMAR and SONS INC. 401K PLAN
Total Available Funds: 39
| Investment Description |
|---|
| Calvert CALV US LG CP CRI R6 6 |
| PIMCO INCOME INST 2 ,692,695 |
| BNY Mellon BNYM SMCP ST IDX INV 1 ,233,777 |
| First Eagle FIRST EAGLE GLBL R6 2 |
| Goldman Sachs GS LG CP GR INS R6 2 ,693,244 |
| Invesco INVS INTL DVSFD R6 29,662 |
| Loomis Sayles LS GLOBAL ALLOC N 1 |
| Invesco INVS COMSTOCK R6 6 |
| T. Rowe Price TRP US EQ RSCH INV 1 |
| Invesco INVS GLOBAL R6 1 ,526,156 |
| Janus Henderson J H ENTERPRISE N 1 ,693,547 |
| MFS EMRG MKT DEBT R6 |
| MFS GROWTH R6 1 ,615,706 |
| T. Rowe Price TRP QM US BOND INDEX |
| Janus Henderson J H VENTURE N 1 ,011,637 |
| PGIM PGIM HIGH YIELD R6 |
| JP Morgan JPM EQUITY INCOME R6 9 |
| Victory Sycamore VICTORY S EST VAL R6 2 ,113,418 |
| Principal PIF MDCP S&P400 R6 2 ,550,293 |
| Fidelity FID 500 INDEX 7 ,644,712 |
| Fidelity FID INTL INDEX 1 ,394,971 |
| Fidelity FID INFL PR BD IDX 1 ,042,744 |
| Fidelity FA FOCUS EMRG MKTS Z 4 |
| Fidelity FA FREEDOM 2010 K6 |
| Fidelity FA FREEDOM 2015 K6 2 ,323,478 |
| Fidelity FA FREEDOM 2020 K6 2 ,491,449 |
| Fidelity FA FREEDOM 2025 K6 4 ,771,485 |
| Fidelity FA FREEDOM 2030 K6 7 ,388,493 |
| Fidelity FA FREEDOM 2035 K6 7 ,995,710 |
| Fidelity FA FREEDOM 2040 K6 5 ,221,954 |
| Fidelity FA FREEDOM 2045 K6 3 ,988,380 |
| Fidelity FA FREEDOM 2050 K6 4 ,217,248 |
| Fidelity FA FREEDOM 2055 K6 3 ,755,728 |
| Fidelity FA FREEDOM 2060 K6 1 ,731,275 |
| Fidelity FA FREEDOM INCOME K6 |
| Fidelity FA MATERIALS Z |
| Fidelity FA GOV INCOME Z |
| Fidelity FA FREEDOM 2065 K6 |
| Investments, at fair value |
Investment model portfolios
We provide two types of investment model portfolios for CHARLES KOMAR and SONS INC. 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for CHARLES KOMAR and SONS INC. 401K PLAN