Investment options of CELONIS, INC. 401(K) PLAN
Total Available Funds: 62
| Investment Description |
|---|
| AMC Small Cap Value Fund |
| AMC Small Cap Growth |
| Amana Amana Participation |
| Amana Amana Growth |
| Blackrock Mid Cap Growth Equity |
| Cohen & Steers Inst Realty |
| Columbia Dividend Income |
| Calvert Calvert Bond |
| Calvert US Large Cap |
| Fidelity Freedom Index 2015 Inv |
| Fidelity Freedom Index 2020 Inv |
| Fidelity Freedom Index 2025 Inv |
| Fidelity Freedom Index 2030 Inv |
| Fidelity Freedom Index 2035 Inv |
| Fidelity Freedom Index 2040 Inv |
| Fidelity Freedom Index 2045 Inv |
| Fidelity Freedom Index 2050 Inv |
| Fidelity Freedom Index 2055 Inv |
| Fidelity Freedom Index 2060 Inv |
| Fidelity Freedom Index 2065 Inv |
| Fidelity Freedom Index Income |
| Fidelity Large Cap Growth Index Admiral |
| Fidelity 500 Index |
| Fidelity Mid Cap Index |
| Fidelity International Index |
| JP Morgan International Equity |
| MFS Mid Cap Value Fund |
| Vanguard Emerging Markets Stock Index |
| Vanguard Intermediate Term Bond |
| Vanguard Small Cap Index Admiral |
| Notes Receivable from participants 4.25% – 9.50% through March 2045 |
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
| CALVERT BOND FUND R6 |
| COLUMBIA DIVIDEND INCOME I3 |
| MFS MID CAP VALUE FUND – R6 |
| FID INTERNATIONAL INDEX |
| FID FREE INDX 2050 IP |
| BLACKROCK MIDCAP GROWTH EQ K |
| VANGUARD INTERMEDIATE TERM BON |
| FID FREE INDX 2025 IP |
| FID FREE INDX 2045 IP |
| FID FREE INDX 2060 IP |
| FID FREE INDX INCOME IP |
| AMANA GROWTH – INSTITUTIONAL |
| FID FREE INDX 2035 IP |
| FID LARGE CAP GROWTH INDEX |
| AMANA PARTICIPATION – INST |
| VANGUARD SMALL CAP INDEX ADMRL |
| CAL US LC CORE RESP INDEX R6 |
| FID FREE INDEX 2065 IP |
| JPMORGAN INTERNATIONAL EQTY R6 |
| FID FREE INDX 2020 IP |
| FID FREE INDX 2055 IP |
| FID 500 IND |
| FID FREE INDX 2030 IP |
| AMC SMALL CAP VALUE FUND – R6 |
| AMC SMALL CAP GROWTH – R6 |
| FID MID CAP INDEX |
| FID FREE INDX 2040 IP |
| FID FREE INDX 2015 IP |
| VANGUARD EMG MKTS STK IDX ADM |
Investment model portfolios
We provide two types of investment model portfolios for CELONIS, INC. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for CELONIS, INC. 401(K) PLAN