Investment options of CDK GLOBAL 401(K) PLAN
Total Available Funds: 40
| Investment Description |
|---|
| State Street S&P 500 Index Sl Class II N/R |
| State Street Target Retirement 2030 Sl Class IV N/R |
| Mercer Mercer Small Mid Cap Stock N/R |
| State Street Target Retirement 2040 Sl Class IV N/R |
| State Street Target Retirement 2020 Sl Class IV N/R |
| State Street Target Retirement 2025 Sl Class IV N/R |
| Mercer Mercer International Stock N/R |
| Mercer Mercer Diversified Bond N/R |
| State Street Target Retirement 2035 Sl Class IV N/R |
| State Street Russell Small/Mid Index Sl Class II N/R |
| State Street Global Allcap Eq Ex-US Index Sl Class II N/R |
| State Street US Bond Index Sl Class XIV N/R |
| State Street Target Retirement 2050 Sl Class IV N/R |
| State Street Target Retirement 2045 Sl Class IV N/R |
| State Street Target Retirement 2055 Sl Class IV N/R |
| State Street Target Retirement Income Sl Class IV N/R |
| State Street Target Retirement 2060 Sl Class IV N/R |
| State Street Target Retirement 2065 Sl Class IV N/R |
| 1SSTRIV 10,384,765.89 |
| 1SSTC20 26,521,928.14 |
| 1SSTC25 24,786,549.23 |
| 1SSTC30 61,830,294.99 |
| 1SSTC35 21,638,156.38 |
| 1SSTC40 44,822,971.64 |
| 1SSTC45 14,545,633.89 |
| 1SSTC50 14,516,556.84 |
| 1SSTC55 10,738,053.38 |
| 1SSTC60 5,354,914.98 |
| 1SSTC65 1,296,225.63 |
| 1MERINS 23,032,083.58 |
| 1SSACGE 18,484,789.05 |
| 1MERSMD 38,579,937.24 |
| 1SRSML2 15,621,870.79 |
| 1SVCOM2 167,320,942.14 |
| 1MERDBD 24,652,129.38 |
| 1SRUB14 18,655,130.74 |
| 1IVSVB1 35,718,735.72 |
| 1SDBSCH 7,117,933.97 |
| 1SDBSCR 464,785.17 |
| FORFEITURES 1,145,380.92 |
Investment model portfolios
We provide two types of investment model portfolios for CDK GLOBAL 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for CDK GLOBAL 401(K) PLAN