Investment options of CCSI 403(B) RETIREMENT PLAN
Total Available Funds: 33
| Investment Description |
|---|
| LVIP SSGA S&P 500 Index Separate Accounts |
| Fidelity Growth Portfolio Separate Accounts |
| AB VPS Large CAP Growth Port Separate Accounts |
| American Funds Growth Fund Separate Accounts |
| LVIP T. Rowe Price Structured Separate Accounts |
| LVIP Baron Grth Opportunities Separate Accounts |
| T.Rowe Price INTL Stock Separate Accounts |
| Fidelity ContraFund Portfolio Separate Accounts |
| American Funds Growth-Income Separate Accounts |
| Delaware VIP Small Cap Value Separate Accounts |
| Fidelity Asset Manager Separate Accounts |
| NB Amt Sustainable Eq Port Separate Accounts |
| LVIP Delaware Smid Cap Core Fund Separate Accounts |
| LVIP SSGA Small Cap Index Separate Accounts |
| LVIP Delaware Dvrs Income Fund Separate Accounts |
| Balance forward |
| Balance from previous page |
| Janus Henderson Global Research Separate Accounts |
| LVIP Delaware REIT Fund Separate Accounts |
| American Funds International Separate Accounts |
| Lincoln VP Social Awareness Separate Accounts |
| AB VPS Global Thematic Growth Separate Accounts |
| LVIP Blended LC Growth Mngd Vol Separate Accounts |
| American Century VP Balanced Separate Accounts |
| LVIP Delaware High Yield Fund Separate Accounts |
| American Funds Global Growth Separate Accounts |
| LVIP Global Moderate Allocation Mr Separate Accounts |
| LVIP Dimensional US Core Equity Separate Accounts |
| LVIP Blackrock Global Alloc Separate Accounts |
| LVIP Global Growth Allocation Mr Separate Accounts |
| LVIP BR Inflation Protected Separate Accounts |
| Capital Preservation Account Guaranteed Interest Contract |
| and maturing at various dates through September 2029 |
Investment model portfolios
We provide two types of investment model portfolios for CCSI 403(B) RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for CCSI 403(B) RETIREMENT PLAN