Investment options of CASH TIME TITLE LOANS INC 401(K) PROFIT SHARING PLAN & TRUST
Total Available Funds: 25
| Investment Description |
|---|
| *MID ATLANTIC TRUST COMPANY AMERICAN FUNDS CAPITAL INCOME BUILDER |
| *MID ATLANTIC TRUST COMPANY JP MORGAN U. S. EQUITY FUND CLASS |
| *MID ATLANTIC TRUST COMPANY VANGUARD FEDERAL RESERVE MONEY MARKET |
| *MID ATLANTIC TRUST COMPANY VANGUARD DIVIDEND MARKET |
| *MID ATLANTIC TRUST COMPANY VANGUARD INTERMEDIATE-TERM TREASURY |
| *MID ATLANTIC TRUST COMPANY DFA COMMODITY STRATEGY |
| *MID ATLANTIC TRUST COMPANY VANGUARD HIGH YIELD |
| *MID ATLANTIC TRUST COMPANY AMG GW&K CORE BOND |
| *MID ATLANTIC TRUST COMPANY AMERICAN FUNDS GROWTH AND INCOME |
| *MID ATLANTIC TRUST COMPANY VANGUARD MID CAP |
| *MID ATLANTIC TRUST COMPANY VANGUARD 500 INDEX |
| *MID ATLANTIC TRUST COMPANY VANGUARD REAL ESTATE |
| *MID ATLANTIC TRUST COMPANY VANGUARD EMERGING STOCK |
| *MID ATLANTIC TRUST COMPANY VANGUARD TOTAL BOND |
| *MID ATLANTIC TRUST COMPANY VANGUARD DIVIDEND APPRECIATION |
| *MID ATLANTIC TRUST COMPANY VANGUARD BALANCED |
| *MID ATLANTIC TRUST COMPANY VANGUARD GROWTH |
| *MID ATLANTIC TRUST COMPANY VANGUARD WINDSOR |
| *MID ATLANTIC TRUST COMPANY VANGUARD SMALL CAP |
| *MID ATLANTIC TRUST COMPANY VANGUARD VALUE |
| *MID ATLANTIC TRUST COMPANY ISHARE RL MID CAP |
| *MID ATLANTIC TRUST COMPANY VANGUARD SHORT TERM CORPORATE BOND |
| *MID ATLANTIC TRUST COMPANY AMERICAN FUNDS 2030 TARGET DATE RETIREMENT FUND |
| *MID ATLANTIC TRUST COMPANY AMERICAN FUNDS 2050 TARGET DATE RETIREMENT FUND |
| *MID ATLANTIC TRUST COMPANY FEDERATED HERMES KAUFMANN SMALL CAP FUND |
Investment model portfolios
We provide two types of investment model portfolios for CASH TIME TITLE LOANS INC 401(K) PROFIT SHARING PLAN & TRUST participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for CASH TIME TITLE LOANS INC 401(K) PROFIT SHARING PLAN & TRUST