Investment options of CARTHAGE COLLEGE DEFINED CONTRIBUTION PLAN
Total Available Funds: 71
| Investment Description |
|---|
| CREF Bond Market |
| CREF Equity Index |
| CREF Global Equities |
| CREF Growth |
| CREF Inflation-Linked Bond |
| CREF Social Choice |
| CREF Stock |
| Allspring Spec Mid Cap Val R6 |
| Allspring Spec SmallCap Val R6 |
| American EuroPac Growth R6 |
| American Fd New Perspective R6 |
| American Funds Balanced Fd R6 |
| American Funds New World R6 |
| BlackRock Hgh Yld Bd Portf K |
| Calvert US Large Cap Core RespldxR6 |
| DFA Inflation ProtSecPortInst |
| Hartford International Opp Y |
| JPMorgan US Equity R6 |
| PGIM Short-Term Corp Bd R6 |
| T. Rowe Price Blue Chip Gr I |
| NuVeen Emrg Mkt Eq Idx-Rtmt |
| NuVeen Eq Index-Rtmt |
| NuVeen Core Eq-Rtmt |
| NuVeen High-Yield-Rtmt |
| NuVeen Intl Eq Idx-Rtmt |
| NuVeen Intl Eq-Rtmt |
| NuVeen Lfcyle Rtmt Inc-Rtmt |
| NuVeen Lg-Cap Gr Idx-Rtmt |
| NuVeen Lg-Cap Val Idx-Rtmt |
| NuVeen Lg-Cap Val-Rtmt |
| NuVeen Lifecycle 2010-Rtmt |
| NuVeen Lifecycle 2015-Rtmt |
| NuVeen Lifecycle 2020-Rtmt |
| NuVeen Lifecycle 2025-Rtmt |
| NuVeen Lifecycle 2030-Rtmt |
| NuVeen Lifecycle 2035-Rtmt |
| NuVeen Lifecycle 2040-Rtmt |
| NuVeen Lifecycle 2045-Rtmt |
| NuVeen Lifecycle 2050-Rtmt |
| NuVeen Lifecycle 2055-Rtmt |
| NuVeen Mid-Cap Gr-Rtmt |
| NuVeen Mid-Cap Val-Rtmt |
| NuVeen Qt Sml Cap Eq Rtmt |
| NuVeen Real Est Secs-Rtmt |
| NuVeen S&P 500 Idx-Rtmt |
| NuVeen Short-Term Bond-Rtmt |
| NuVeen Sm-Cap Bl Idx-Rtmt |
| NuVeen Large Cap Resp Eq-Rtmt |
| Vanguard 500 Idx Adm |
| Vanguard Growth Index Adm |
| Vanguard Mid-Cap Idx Adm |
| Vanguard Small-Cap Grw Idx Adm |
| Vanguard Small-Cap Idx Adm |
| Vanguard Target Ret 2020 Inv |
| Vanguard Target Ret 2025 Inv |
| Vanguard Target Ret 2030 Inv |
| Vanguard Target Ret 2035 Inv |
| Vanguard Target Ret 2040 Inv |
| Vanguard Target Ret 2045 Inv |
| Vanguard Target Ret 2050 Inv |
| Vanguard Target Ret 2055 Inv |
| Vanguard Target Ret 2060 Inv |
| Vanguard Target Ret 2065 Inv |
| Vanguard Target Retirement Income |
| Columbia Dividend Income Inst3 |
| JPMorgan Mid Cap Gro Fd Cl R6 |
| Vanguard Ttl Bd Mkt Idx Adm |
| Vanguard Target Ret 2070 |
| Vanguard Ttl Intl Stk Idx Adm |
| Vanguard Ttl Stk Mkt Idx Adm |
| Rates from 3.50% to 9.50% – |
Investment model portfolios
We provide two types of investment model portfolios for CARTHAGE COLLEGE DEFINED CONTRIBUTION PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for CARTHAGE COLLEGE DEFINED CONTRIBUTION PLAN