Investment options of CARGO PARTNER NETWORK 401(K) PLAN
Total Available Funds: 54
| Investment Description |
|---|
| American Funds American Balanced Fund |
| American Funds The Growth Fund of America |
| American Funds AMCAP Fund |
| American Funds 2050 Target Date Retirement Fund |
| American Funds Fundamental Investors |
| American Funds New Perspective Fund |
| American Funds Capital World Growth and Income Fund |
| American Funds Washington Mutual Investors Fund |
| American Funds Capital Income Builder |
| American Funds The New Economy Fund |
| American Funds 2035 Target Date Retirement Fund |
| American Funds Capital World Bond Fund |
| American Funds Smallcap World Fund |
| American Funds American High-Income Trust |
| American Funds EuroPacific Growth Fund |
| American Funds 2020 Target Date Retirement Fund |
| American Funds New World Fund |
| American Funds International Growth and Income Fund |
| American Funds 2065 Target Date Retirement Fund |
| American Funds 2030 Target Date Retirement Fund |
| American Funds The Income Fund of America |
| American Funds 2040 Target Date Retirement Fund |
| American Funds Intermediate Bond Fund of America |
| American Funds 2045 Target Date Retirement Fund |
| American Funds 2060 Target Date Retirement Fund |
| American Funds 2025 Target Date Retirement Fund |
| American Funds 2055 Target Date Retirement Fund |
| CAPITAL BANK AND TRUST COMPANY WASHINGTON MUTUAL INVESTORS FUND 135788 |
| CAPITAL BANK AND TRUST COMPANY AMCAP FUND 325548 |
| CAPITAL BANK AND TRUST COMPANY THE GROWTH FUND OF AMERICA 354503 |
| CAPITAL BANK AND TRUST COMPANY THE INCOME FUND OF AMERICA 15506 |
| CAPITAL BANK AND TRUST COMPANY NEW PERSPECTIVE FUND 155945 |
| CAPITAL BANK AND TRUST COMPANY FUNDAMENTAL INVESTORS 160657 |
| CAPITAL BANK AND TRUST COMPANY AMERICAN BALANCED FUND 2031572 |
| CAPITAL BANK AND TRUST COMPANY CAPITAL INCOME BUILDER 112183 |
| CAPITAL BANK AND TRUST COMPANY THE NEW ECONOMY FUND 104755 |
| CAPITAL BANK AND TRUST COMPANY EUROPACIFIC GROWTH FUND 52670 |
| CAPITAL BANK AND TRUST COMPANY AMERICAN HIGH-INCOME TRUST 56380 |
| CAPITAL BANK AND TRUST COMPANY INTERMEDIATE BOND FUND OF AMERICA 10905 |
| CAPITAL BANK AND TRUST COMPANY CAPITAL WORLD BOND FUND 64105 |
| CAPITAL BANK AND TRUST COMPANY CAPITAL WORLD GROWTH AND INCOME FUND 144246 |
| CAPITAL BANK AND TRUST COMPANY SMALLCAP WORLD FUND 58283 |
| CAPITAL BANK AND TRUST COMPANY NEW WORLD FUND 37858 |
| CAPITAL BANK AND TRUST COMPANY AMERICAN FUNDS 2020 TARGET DATE RETIREMENT FUND 44919 |
| CAPITAL BANK AND TRUST COMPANY AMERICAN FUNDS 2035 TARGET DATE RETIREMENT FUND 75040 |
| CAPITAL BANK AND TRUST COMPANY AMERICAN FUNDS 2040 TARGET DATE RETIREMENT FUND 14035 |
| CAPITAL BANK AND TRUST COMPANY AMERICAN FUNDS 2045 TARGET DATE RETIREMENT FUND 10420 |
| CAPITAL BANK AND TRUST COMPANY AMERICAN FUNDS 2050 TARGET DATE RETIREMENT FUND 211321 |
| CAPITAL BANK AND TRUST COMPANY INTERNATIONAL GROWTH AND INCOME FUND 30745 |
| CAPITAL BANK AND TRUST COMPANY AMERICAN FUNDS 2055 TARGET DATE RETIREMENT FUND |
| CAPITAL BANK AND TRUST COMPANY AMERICAN FUNDS 2025 TARGET DATE RETIREMENT FUND 1158 |
| CAPITAL BANK AND TRUST COMPANY AMERICAN FUNDS 2030 TARGET DATE RETIREMENT FUND 22106 |
| CAPITAL BANK AND TRUST COMPANY AMERICAN FUNDS 2060 TARGET DATE RETIREMENT FUND 2355 |
| CAPITAL BANK AND TRUST COMPANY SMERICAN FUNDS 2065 TARGET DATE RETIREMENT FUND 22967 |
Investment model portfolios
We provide two types of investment model portfolios for CARGO PARTNER NETWORK 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for CARGO PARTNER NETWORK 401(K) PLAN