Investment options of CARBON ACTIVATED CORPORATION 401(K) PROFIT SHARING PLAN AND TRUST
Total Available Funds: 31
| Investment Description |
|---|
| AMERICAN FUNDS INFLATION LINKED BOND R6 |
| AMERICAN FUNDS NEW WORLD R6 |
| ARTISAN INTL VALUE FUND INSTNL CLASS |
| BLACKROCK MID-CAP GROWTH EQUITY K |
| BLACKROCK STRATEGIC INC OPPORTUNITIES |
| BROWN ADVISORY SUSTAINABLE GROWTH INSTL |
| CALVERT INTERNATIONAL EQUITY R6 |
| COLUMBIA CONVERTIBLE SECURITIES FUND |
| DODGE & COX INCOME FUND, CLASS I |
| FEDERATED INSTL HIGH YIELD BOND R6 |
| FIDELITY 500 INDEX |
| FIDELITY U. S. BOND INDEX |
| IRON AGGRESSIVE |
| IRON MODERATE |
| IRON MODERATELY AGGRESSIVE |
| JP MORGAN EQUITY INCOME FUND CLASS R6 |
| PRINCIPAL REAL ESTATE SECURITIES FUND CL |
| PUTNAM LARGE CAP GROWTH FUND |
| ROYCE INTERNATIONAL PREMIER FUND INSTL |
| SPECTRUM MODERATE GROWTH ALLOCATION FUND |
| TIAA- CREF LIFECYCLE INDEX 2015 INST |
| TIAA- CREF LIFECYCLE INDEX 2045 INST |
| TIAA- CREF LIFECYCLE INDEX 2050 INST |
| TIAA- CREF LIFECYCLE INDEX 2060 FUND |
| VANGUARD BALANCED INDEX ADM |
| VANGUARD G N M A ADM |
| VANGUARD INTERNATIONAL GROWTH ADM |
| VANGUARD SMALL CAP INDEX ADM |
| VANGUARD TOTAL INTL STOCK INDEX ADMIRAL |
| VANGUARD TOTAL INTRNL BOND INDEX ADMIRAL |
| VANGUARD TOTAL STOCK MKT IDX ADM |
Investment model portfolios
We provide two types of investment model portfolios for CARBON ACTIVATED CORPORATION 401(K) PROFIT SHARING PLAN AND TRUST participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for CARBON ACTIVATED CORPORATION 401(K) PROFIT SHARING PLAN AND TRUST