Investment options of CAPSTONE MECHANICAL, LLC 401(K) PLAN
Total Available Funds: 22
| Investment Description |
|---|
| Great Gray Trust Company BlackRock EAFE Equity Index Class R Fund 30units |
| Great Gray Trust Company BlackRock Equity Index Fund Class 1 755units |
| Great Gray Trust Company BlackRock Mid Cap Equity Index Fund Class 1 820units |
| Great Gray Trust Company BlackRock Russell 2000 Index Class R Fund 60units |
| Great Gray Trust Company MyWayRetirement Commodities R Fund 374units |
| Great Gray Trust Company MyWayRetirement Emerging Markets R Fund 1,551units |
| Great Gray Trust Company MyWayRetirement Index 2030 Fund 3,001units |
| Great Gray Trust Company MyWayRetirement Index 2035 Fund 14,211units |
| Great Gray Trust Company MyWayRetirement Index 2040 Fund 33,894units |
| Great Gray Trust Company MyWayRetirement Index 2045 Fund 28,006units |
| Great Gray Trust Company MyWayRetirement Index 2050 Fund 31,116units |
| Great Gray Trust Company MyWayRetirement Index 2055 Fund 31,520units |
| Great Gray Trust Company MyWayRetirement Index 2060 Fund 21,279units |
| Great Gray Trust Company MyWayRetirement Index 2065 Fund 16,612units |
| Great Gray Trust Company MyWayRetirement Index Retirement Fund 10,782units |
| Great Gray Trust Company MyWayRetirement International Value RJ Fund 901units |
| Great Gray Trust Company MyWayRetirement Large Cap Growth R Fund 7,501units |
| Great Gray Trust Company MyWayRetirement Mid Cap Growth R Fund 2,106units |
| Great Gray Trust Company MyWayRetirement Mid Cap Value R Fund 259units |
| Great Gray Trust Company MyWayRetirement Multi-Sector Bond R Fund 710units |
| Great Gray Trust Company MyWayRetirement Small Cap Growth R Fund 1,142units |
| Great Gray Trust Company MyWayRetirement Small Cap Value R Fund 2,082units |
Investment model portfolios
We provide two types of investment model portfolios for CAPSTONE MECHANICAL, LLC 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for CAPSTONE MECHANICAL, LLC 401(K) PLAN