Investment options of CAPS VISUAL COMMUNICATIONS, LLC 401(K) PLAN
Total Available Funds: 35
| Investment Description |
|---|
| American Century Inflat ADJ CL A |
| American Century Short FD CL A |
| BlackRock High Yield Portfol K |
| Columbia Midcap Index FD A |
| Columbia Small Cap Index FD A |
| Franklin Small Cap Value CL A |
| Invesco Developing Mkts FD A |
| Invesco Grwth and Income CL A |
| iShares iShares MSCI Eafe Intrnl IDX A |
| iShares S&P 500 Index FD Instl |
| Janus Henderson GLBL Researc A |
| Janus Henderson Overseas FD A |
| Janus Henderson Triton Fund A |
| JPMorgan Smtrtirement |
| JPMorgan Smtrtirement 2020 A |
| JPMorgan Smtrtirement 2025 A |
| JPMorgan Smtrtirement 2030 A |
| JPMorgan Smtrtirement 2035 A |
| JPMorgan Smtrtirement 2040 A |
| JPMorgan Smtrtirement 2045 A |
| JPMorgan Smtrtirement 2050 A |
| JPMorgan Smtrtirement 2055 A |
| MFS Conserv Allocation FD A |
| MFS Growth Allocation FD CL A |
| MFS Modrate Allocation FD CL A |
| Macquarie Macquarie Asset Strategy FD Y |
| Prudential PGIM Jennison Mid Cap GR FD A |
| PIMCO Income Fund CL A |
| PIMCO Intrnl Bond Unhedged A |
| Pioneer Fundamental |
| Victory Victory Sycamore Est Val FD A |
| Voya Voya Intermediate Bond FD A |
| Stable High Quality Income Fund |
| 6.25 to 8.50 percent – |
| COLUMBIA TR STBL HI QT ADMIN30 COMMON / COLLECTIVE TRUSTS |
Investment model portfolios
We provide two types of investment model portfolios for CAPS VISUAL COMMUNICATIONS, LLC 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for CAPS VISUAL COMMUNICATIONS, LLC 401(K) PLAN