Investment options of CAIS MULTIPLE EMPLOYER PLAN
Total Available Funds: 32
| Investment Description |
|---|
| TIAA CREF Social Choice R1 |
| TIAA CREF Inflation-Linked Bond R1 |
| TIAA CREF Core Bond R1 |
| TIAA Nuveen LfCycle Ix 2020 R6 |
| TIAA Nuveen LfCycle Ix 2030 R6 |
| TIAA Nuveen LfCycle Ix 2035 R6 |
| TIAA Nuveen LfCycle Ix 2040 R6 |
| TIAA Nuveen LfCycle Ix 2050 R6 |
| TIAA Nuveen LfCycle Ix 2055 R6 |
| TIAA Vanguard 500 Idx Adm |
| TIAA Traditional Benefit Responsive |
| TIAA Traditional Non Benefit Responsive |
| TIAA CREF Stock R1 |
| TIAA CREF Global Equities R1 |
| TIAA CREF Growth R1 |
| TIAA CREF Equity Index R1 |
| TIAA Nuveen LfCycle Ix 2010 R6 |
| TIAA Nuveen LfCycle Ix 2025 R6 |
| TIAA Nuveen Large Cap Resp Eq R6 |
| TIAA American EuroPac Growth R6 |
| TIAA Vanguard Federal Money Mkt Inv |
| TIAA Nuveen LfCycle Ix 2065 R6 |
| TIAA Baird Aggregate Bond Inst |
| TIAA ClearBridge Small Cp Growth IS |
| TIAA PIMCO RAE US Institutional Sh |
| TIAA Vanguard Extended Mkt Idx Adm |
| TIAA Vanguard Ttl Intl Stk Idx Adm |
| TIAA Vanguard Ttl Bd Mkt Idx Adm |
| TIAA Nuveen LfCycle Ix 2060 R6 |
| TIAA T. Rowe Price Blue Chip Gr I |
| TIAA Nuveen LfCycle Ix 2045 R6 |
| TIAA Nuveen LfCycle Ix 2015 R6 |
Investment model portfolios
We provide two types of investment model portfolios for CAIS MULTIPLE EMPLOYER PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for CAIS MULTIPLE EMPLOYER PLAN