Investment options of CAIPA MSO LLC 401(K) PLAN
Total Available Funds: 40
| Investment Description |
|---|
| T.Rowe Price Bl Chip Gr I Fd 3,146 |
| Am Fds Grth of Am R6 Fund 4,658 |
| American Funds NewPrsp R6 Fnd 3,225 |
| Columbia Contra Core I3 Fund 4,367 |
| Brown Advisory Sust Grw I Fd 2,881 |
| Vanguard Hi-Yld Corp Adm Fund 28,469 |
| Vanguard MidCap Val Idx Adm Fd 1,766 |
| Vanguard Explorer Admiral Fund 1,318 |
| Fidelity Adv New Insights Z Fd 2,868 |
| Columbia Div Income I3 Fund 3,383 |
| Vanguard Balncd Index Admrl Fd 2,080 |
| MFS Intl Diversification R6 Fund |
| Fid Adv Strat Div & Inc Z Fd |
| Fidelity Adv Str Inc Z Fund |
| MFS Value R6 Fund |
| MFS Mid-Cap Growth R6 Fund |
| Amer Funds Amer Bal R 6 Fd |
| BlackRock Infl Pro Bd K Fd |
| Vanguard Wellesley INC ADM FD |
| Western Asset Cr Pls Bd Is Fd |
| Vanguard Int-Tm Treas Idx Adm |
| DWS RREEF RE SEC R6 Fund |
| Am Fnds Cap Inc Builder R6 Fd |
| Principal Lifetime Hybr 2025 CIT Z |
| Principal Lifetime Hybr 2045 CIT Z 17,696 |
| Principal Lifetime Hybr 2055 CIT Z 16,191 |
| Principal Lifetime Hybr 2050 CIT Z 15,811 |
| Principal Lifetime Hybr 2060 CIT Z 19,672 |
| Principal Lifetime Hybr 2035 CIT Z 9,933 |
| Principal Lifetime Hybr 2030 CIT Z 8,131 |
| Principal Lifetime Hybr 2065 CIT Z 6,446 |
| Principal Lifetime Hybr 2040 CIT Z 2,174 |
| Principal Lifetime Hybr 2070 CIT Z |
| Principal Lifetime Hybr 2020 CIT Z |
| Principal LgCp S&P 500 Index SA-Z 2,982 |
| Principal SmCap S&P 600 Index SA-Z 2,820 |
| Principal Intl Equit Index SA-Z 6,838 |
| Principal Bond Market Index SA-Z 304 |
| Principal MidCap S&P 400 Idx SA-Z |
| Principal Fixed Income Guaranteed Option |
Investment model portfolios
We provide two types of investment model portfolios for CAIPA MSO LLC 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for CAIPA MSO LLC 401(K) PLAN