Investment options of BUILT IN, INC. PLAN
Total Available Funds: 60
| Investment Description |
|---|
| JPMORGAN US GOVT MMKT CAP CL JPMORGAN US GOVT MMKT CAP CL |
| BLACKROCK INFL PROT BOND K BLACKROCK INFL PROT BOND K |
| FEDERATED HERMES INT HIYD BD I FEDERATED HERMES INT HIYD BD I |
| JOHN HANCOCK BOND FUND R6 JOHN HANCOCK BOND FUND R6 |
| VANGUARD TTL BD MKT IND ADM VANGUARD TTL BD MKT IND ADM |
| VANGUARD TARGET RET 2025 FUND VANGUARD TARGET RET 2025 FUND |
| VANGUARD TARGET RET 2035 FUND VANGUARD TARGET RET 2035 FUND |
| VANGUARD TARGET RET 2040 FUND VANGUARD TARGET RET 2040 FUND |
| VANGUARD TARGET RET 2045 FUND VANGUARD TARGET RET 2045 FUND |
| VANGUARD TARGET RET 2050 FUND VANGUARD TARGET RET 2050 FUND |
| VANGUARD TARGET RET 2055 FUND VANGUARD TARGET RET 2055 FUND |
| VANGUARD TARGET RET 2060 FUND VANGUARD TARGET RET 2060 FUND |
| VANGUARD TARGET RET 2065 FUND VANGUARD TARGET RET 2065 FUND |
| AMERICAN BALANCED FUND R6 AMERICAN BALANCED FUND R6 |
| COHEN & STEERS REAL EST SEC Z COHEN & STEERS REAL EST SEC Z |
| FRANKLIN UTILITIES FUND R6 FRANKLIN UTILITIES FUND R6 |
| JP MORGAN EQUITY INCOME R6 JP MORGAN EQUITY INCOME R6 |
| T ROWE PRICE DIV GROWTH T ROWE PRICE DIV GROWTH |
| VANGUARD TTL STK MRKT INDX AD VANGUARD TTL STK MRKT INDX AD |
| VANGUARD 500 INDEX FD ADMIRAL VANGUARD 500 INDEX FD ADMIRAL |
| AB SC GROWTH PORTFOLIO Z AB SC GROWTH PORTFOLIO Z |
| AMER BEACON SM CAL VAL R6 AMER BEACON SM CAL VAL R6 |
| AMERICAN CENTURY ULTRA R6 AMERICAN CENTURY ULTRA R6 |
| EAGLE MID CAP GROWTH FUND R6 EAGLE MID CAP GROWTH FUND R6 |
| FIDELITY TECHNOLOGY FUND Z FIDELITY TECHNOLOGY FUND Z |
| MFS MID CAP VALUE FD R6 MFS MID CAP VALUE FD R6 |
| VANGUARD FTSE SOCIAL INDEX ADM VANGUARD FTSE SOCIAL INDEX ADM |
| VANGUARD MID CAP INDEX ADM VANGUARD MID CAP INDEX ADM |
| VANGUARD SM CAP INDEX FD ADM VANGUARD SM CAP INDEX FD ADM |
| AMERICAN EUROPACIFIC GROWTH R6 AMERICAN EUROPACIFIC GROWTH R6 |
| BLACKROCK EMERGING MARKETS K BLACKROCK EMERGING MARKETS K |
| Company LLC AB SC Growth Portfolio Z |
| American Balanced Fund R6 |
| American Beacon Small Cap Value R6 |
| American Century Ultra R6 |
| American EuroPacific Growth R6 |
| BlackRock Emerging Markets K |
| BlackRock Infl Prot Bond K |
| Cohen & Steers Real Est Sec Z |
| Eagle Mid Cap Growth Fund R6 |
| Federated Hermes Int Hi-Yield Bond I |
| Fidelity Technology Fund Z |
| Franklin Utilities Fund R6 |
| John Hancock Bond Fund R6 |
| JPMorgan Equity Income R6 |
| JPMorgan U.S. Govt MMkt Cap Cl |
| MFS Mid Cap Value Fd R6 |
| T. Rowe Price Dividend Growth |
| Vanguard 500 Index Fd Admiral |
| Vanguard FTSE Social Index Adm |
| Vanguard Mid Cap Index Admn |
| Vanguard Small Cap Index Fund Adm |
| Vanguard Target Retirement 2025 Fund |
| Vanguard Target Retirement 2030 Fund |
| Vanguard Target Retirement 2040 Fund |
| Vanguard Target Retirement 2045 Fund |
| Vanguard Target Retirement 2050 Fund |
| Vanguard Target Retirement 2055 Fund |
| Vanguard Target Retirement 2060 Fund |
| Vanguard Target Retirement 2065 Fund |
Investment model portfolios
We provide two types of investment model portfolios for BUILT IN, INC. PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for BUILT IN, INC. PLAN