Investment options of B&S SITE DEVELOPMENT, LLC 401(K) PLAN
Total Available Funds: 41
| Investment Description |
|---|
| PIMCO Income Institutional |
| American Funds Growth Fund of Amer R6 |
| American Funds New Perspective R6 |
| Goldman Sachs Asset Management, L.P. Goldman Sachs Em Mkts Eq Insights R6 |
| J.P.Morgan Asset Management JPMorgan Mid Cap Growth R6 |
| Nuveen Global Infrastructure R6 |
| T. Rowe Price Associates, Inc. T. Rowe Price Overseas Stock I |
| The Vanguard Group, Inc. Vanguard Instl Target Retirement 2020 |
| The Vanguard Group, Inc. Vanguard Instl Target Retirement 2025 |
| The Vanguard Group, Inc. Vanguard Instl Target Retirement 2030 |
| The Vanguard Group, Inc. Vanguard Instl Target Retirement 2035 |
| The Vanguard Group, Inc. Vanguard Instl Target Retirement 2040 |
| The Vanguard Group, Inc. Vanguard Instl Target Retirement 2045 |
| The Vanguard Group, Inc. Vanguard Instl Target Retirement 2050 |
| The Vanguard Group, Inc. Vanguard Instl Target Retirement 2055 |
| The Vanguard Group, Inc. Vanguard Instl Target Retirement 2060 |
| The Vanguard Group, Inc. Vanguard Instl Target Retirement 2065 |
| The Vanguard Group, Inc. Vanguard Instl Target Retirement 2070 |
| The Vanguard Group, Inc. Vanguard Interm-Term Bond Index Inv |
| The Vanguard Group, Inc. Vanguard International Growth Adm |
| The Vanguard Group, Inc. Vanguard LifeStrategy Consv Growth Inv |
| The Vanguard Group, Inc. Vanguard LifeStrategy Growth Inv |
| The Vanguard Group, Inc. Vanuard LifeStrategy Income Inv |
| The Vanguard Group, Inc. Vanguard LifeStrategy Moderate Gr Inv |
| The Vanguard Group, Inc. Vanguard Materials Index Adm |
| The Vanguard Group, Inc. Vanguard Mid Cap Index Adm |
| The Vanguard Group, Inc. Vanguard Mid Cap Value Index Adm |
| The Vanguard Group, Inc. Vanuard Small Cap Growth Index Adm |
| The Vanguard Group, Inc. Vanguard Small Cap Value Index Adm |
| The Vanguard Group, Inc. Vanuard Target Retirement Income Fund |
| The Vanguard Group, Inc. Vanguard Windsor II Adm |
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
| Vanguard |
| American Funds |
| JP Morgan |
| T. Rowe Price |
| Goldman Sachs |
| TCW MetWest |
| Morley Stable |
| Participant's Loan Account |
Investment model portfolios
We provide two types of investment model portfolios for B&S SITE DEVELOPMENT, LLC 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for B&S SITE DEVELOPMENT, LLC 401(K) PLAN