Investment options of BROOKGREEN GARDENS RETIREMENT PLAN 403B ANNUITY PLAN
Total Available Funds: 44
| Investment Description |
|---|
| Fixed Account Plus Guaranteed Investment Contracts |
| American Funds Capital World Growth And Income Class R6 Pooled Separate Accounts |
| American Funds Washington Mutual Investors Class R6 Pooled Separate Accounts |
| Vanguard 500 Index Admiral Class Pooled Separate Accounts |
| Vanguard Target Retirement 2050 Investor Shares Pooled Separate Accounts |
| Vanguard Target Retirement 2040 Investor Shares Pooled Separate Accounts |
| Vanguard Target Retirement 2030 Investor Shares Pooled Separate Accounts |
| Vanguard Target Retirement Income Investor Shares Pooled Separate Accounts |
| Vanguard Target Retirement 2045 Investor Shares Pooled Separate Accounts |
| Vanguard International Value Investor Shares Pooled Separate Accounts |
| Vanguard Target Retirement 2035 Investor Shares Pooled Separate Accounts |
| Vanguard Target Retirement 2025 Investor Shares Pooled Separate Accounts |
| Vanguard Target Retirement 2020 Investor Shares Pooled Separate Accounts |
| Vanguard International Growth Admiral Shares Pooled Separate Accounts |
| Jpmorgan Us Equity Class R6 Pooled Separate Accounts |
| Vanguard Target Retirement 2055 Investor Shares Pooled Separate Accounts |
| Vanguard Small Cap Growth Index Admiral Shares Pooled Separate Accounts |
| Vanguard Target Retirement 2060 Investor Shares Pooled Separate Accounts |
| American Funds Amcap Class R6 Pooled Separate Accounts |
| American Funds American Balanced Class R6 Pooled Separate Accounts |
| Blackrock High Yield Bond Institutional Shares Pooled Separate Accounts |
| Vanguard Mid Cap Growth Index Admiral Shares Pooled Separate Accounts |
| American Funds New World Class R6 Pooled Separate Accounts |
| Vanguard Mid Cap Value Index Admiral Shares Pooled Separate Accounts |
| Vanguard Small Cap Value Index Admiral Shares Pooled Separate Accounts |
| Pimco Income Classi 2 Pooled Separate Accounts |
| American Century Inflation Adjusted Bond R5 Class Pooled Separate Accounts |
| Vanguard Target Retirement 2065 Investor Shares Pooled Separate Accounts |
| Fidelity VIP Contrafund Pt I Pooled Separate Accounts |
| Fidelity VIP Eqty-Inc Prt I Pooled Separate Accounts |
| Fidelity VIP Growth Port I Pooled Separate Accounts |
| Inv Dev Mrkts Fd A Pooled Separate Accounts |
| Inv V.I. Mn Strt Sm Cp F S I Pooled Separate Accounts |
| VY TRwPr Grw Eqty Pt I Pooled Separate Accounts |
| Voya Global Bond Port I Pooled Separate Accounts |
| Voya Index Plus LargeCap Prt I Pooled Separate Accounts |
| Voya Index Plus MidCap Prt I Pooled Separate Accounts |
| Voya Index Plus SmallCap Prt I Pooled Separate Accounts |
| Voya Large Cap Value Port Ins Pooled Separate Accounts |
| Vanguard Windsor II Pooled Separate Accounts |
| Growth Fund Pooled Separate Accounts |
| Large Capital Growth Fund Pooled Separate Accounts |
| Stock Index Fund Pooled Separate Accounts |
| Emerging Economies Fund Pooled Separate Accounts |
Investment model portfolios
We provide two types of investment model portfolios for BROOKGREEN GARDENS RETIREMENT PLAN 403B ANNUITY PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for BROOKGREEN GARDENS RETIREMENT PLAN 403B ANNUITY PLAN