Investment options of BRODART RETIREMENT PLAN
Total Available Funds: 25
| Investment Option List |
|---|
| American Funds 2025 Target Date Retirement Fund (REDTX) |
| American Funds 2035 Target Date Retirement Fund (REFTX) |
| American Funds 2040 Target Date Retirement Fund (REGTX) |
| American Funds 2045 Target Date Retirement Fund (REHTX) |
| American Funds 2020 Target Date Retirement Fund (RECTX) |
| American Funds 2015 Target Date Retirement Fund (REJTX) |
| American Funds 2050 Target Date Retirement Fund (REITX) |
| BlackRock Technology Opportunities I (BGSIX) |
| JP Morgan JP Morgan Large Cap Growth Fund (SNIGX) |
| American Funds 2060 Target Date Retirement Fund (CCKTX) |
| American Funds 2055 Target Date Retirement Fund (FAJTX) |
| DFA Global Equity Portfolio Institutional Class (DGBEX) |
| Prudential Jennison Health Sciences Fund (PHSZX) |
| Putnam Large Cap Value Fund (PMVYX) |
| JP Morgan JPMorgan Mid Cap Growth Fund Class R6 (HLGEX) |
| Columbia Small Cap Growth Fund (CMSCX) |
| Vanguard Equity-Income Fund (VEIPX) |
| Vanguard Mid-Cap Value (VMVIX) |
| Federated Federated Institutional High Yield Bond Fund (FIHBX) |
| Vanguard Financial Index Adm (VAARX) |
| Allspring Allspring Special Small Cap Value Fund (ESPIX) |
| Prudential Jennison Utilities Fund |
| JP Morgan JP Morgan Government Bond I (VCIFX) |
| American Funds 2010 Target Date Retirement Fund (REATX) |
| rates of 4.25% to 9.50% |
Investment model portfolios
We provide two types of investment model portfolios for BRODART RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for BRODART RETIREMENT PLAN