Investment options of BRESSLER, AMERY & ROSS P. C. 401(K) PROFIT SHARING PLAN
Total Available Funds: 30
| Investment Description |
|---|
| FEDERATED HERMES CAPITAL PRESERVATION FUND |
| ABERDEEN EMERGING MARKETS INSTITUTIONAL CLASS |
| ALLSPRING SPECIAL SMALL CAP R6 |
| AMERICAN BALANCED FUND CL R6 |
| AMERICAN CENTURY INFALTION ADJUSTED BOND R5 |
| AMERICAN FUNDS 2025 TARGET R6 |
| AMERICAN FUNDS 2030 TARGET R6 |
| AMERICAN FUNDS 2035 TARGET R6 |
| AMERICAN FUNDS 2040 TARGET R6 |
| AMERICAN FUNDS 2045 TARGET R6 |
| AMERICAN FUNDS 2050 TARGET R6 |
| AMERICAN FUNDS EUROPACIFIC GROWTH R6 |
| AMERICAN GROWTH FUND R6 |
| CLEARBRIDGE LARGE CAP GROWTH |
| FRANKLIN GROWTH FUND R6 |
| INVESCO DIVERSIFIED DIVIDEND R6 |
| ISHARES MSCI EAFE INTERNATIONAL INDEX K |
| ISHARES RUSSELL 2000 SMALL-CAP K |
| ISHARES RUSSELL MID-CAP INDEX K |
| ISHARES S&P 500 INDEX FUND CLASS K |
| ISHARES U. S. AGGREGATE BOND K |
| JANUS HENDERSON TRITON FUND N |
| JP MORGAN EQUITY INCOME FD R6 |
| JP MORGAN MID CAP VALUE FUND R6 |
| LOOMIS SAYLES STRATEGIC CLASS N |
| LORD ABBETT HIGH YIELD R6 |
| MFS INTERNATIONAL DIVS FUND R6 |
| MFS VALUE FUND CLASS R6 |
| VOYA MIDCAP OPPORTUNITIES R6 |
| WESTERN ASSET CORE BOND CLASS I |
Investment model portfolios
We provide two types of investment model portfolios for BRESSLER, AMERY & ROSS P. C. 401(K) PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for BRESSLER, AMERY & ROSS P. C. 401(K) PROFIT SHARING PLAN