Investment options of BRC 403(B) PLAN
Total Available Funds: 55
| Investment Description |
|---|
| Investments AMERICAN CENTURY MID CAP VALUE R6 |
| American Funds 2015 TRGT DATE RETIRE R6 |
| American Funds 2020 TRGT DATE RETIRE R6 |
| American Funds 2025 TRGT DATE RETIRE R6 |
| American Funds 2030 TRGT DATE RETIRE R6 |
| American Funds 2035 TRGT DATE RETIRE R6 |
| American Funds 2040 TRGT DATE RETIRE R6 |
| American Funds 2045 TRGT DATE RETIRE R6 |
| American Funds 2050 TRGT DATE RETIRE R6 |
| American Funds 2055 TRGT DATE RETIRE R6 |
| American Funds 2060 TRGT DATE RETIRE R6 |
| American Funds 2065 TRGT DATE RETIRE R6 |
| Fidelity 500 INDEX |
| Fidelity INTERNATIONAL INDEX |
| Fidelity MID CAP INDEX |
| Fidelity SMALL CAP INDEX |
| Fidelity US BOND INDEX |
| MFS INTL DIVERSIFICATION R6 |
| MFS MID CAP GROWTH R6 |
| PIMCO Funds PIMCO INCOME INSTL |
| PIMCO Funds PIMCO INT BOND (USD-HEDGED) INSTL |
| PIMCO Funds PIMCO REAL RETURN INSTL |
| Pioneer BOND K |
| Principal SMALLCAP R-6 |
| PUTNAM LARGE CAP VALUE R6 |
| 4.60% to 10%; various maturity dates through 2044 |
| 1RFJTX 140,638.07 |
| 1RRCTX 485,797.80 |
| 1RFDTX 1,017,253.66 |
| 1RFETX 903,066.55 |
| 1RFFTX 2,811,784.50 |
| 1RFGTX 1,371,097.72 |
| 1RFHTX 2,272,022.35 |
| 1RFITX 2,621,692.90 |
| 1RFKTX 1,532,604.76 |
| 1RFUTX 931,875.49 |
| 1RFVTX 456,497.25 |
| 1FSPSX 53,848.16 |
| 1MDIZX 1,046,119.93 |
| 1PGRSX 94,038.01 |
| 1FSSNX 58,822.33 |
| 1PSMLX 589,960.44 |
| 1AMDVX 81,313.52 |
| 1FSMDX 900,690.61 |
| 1OTCKX 713,969.88 |
| 1ALLIX 2,246,428.22 |
| 1FXAIX 2,308,454.65 |
| 1PEQSX 1,299,111.92 |
| 1FXNAX 6,239.58 |
| 1PFORX 273.70 |
| 1PIMIX 2,328.10 |
| 1PRRIX 5,968.49 |
| 1PBFKX 447,886.90 |
| 1GWNA10 2.850 3,646,187.23 |
| FORFEITURES 20,608.58 |
Investment model portfolios
We provide two types of investment model portfolios for BRC 403(B) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for BRC 403(B) PLAN