Investment options of BR & SONS CO-401K PLAN
Total Available Funds: 30
| Investment Description |
|---|
| PIMCO INCOME R |
| BLACKROCK LIFEPATH 2055 R |
| JANUS HEND TRITON R |
| GS MID CAP VALUE FUND – R |
| DWS RREEF REAL EST SEC R |
| NATIONWIDE S&P 500 INDEX – R |
| JPMORGAN US SMALL COMPANY R2 |
| NATIONWIDE MD CP MKT IND FD R |
| FIDELITY ADVISOR SM CAP VAL M |
| AMERICAN INFLATION LINK BD R2E |
| FID ADV FOCUSED EMERGING MKT M |
| FRANKLIN SMALL CAP VALUE FD-R |
| JPMORGAN US EQUITY – R2 |
| JPMORGAN CORE PLUS BD – R2 |
| NEUBERGER SMALL CAP GROWTH R3 |
| BLACKROCK LIFEPATH 2045 R |
| NTW INTERNATIONAL INDEX R |
| AB LARGE CAP GROWTH R |
| FIDELITY INTL GROWTH M |
| PIM COMM REAL RETURN STRAT – R |
| BLACKROCK LIFEPATH RET R |
| AMERICAN BALANCED R2E |
| PIMCO HIGH YIELD FUND – R |
| BLACKROCK LIFEPATH 2050 R |
| BLACKROCK LIFEPATH 2030 R |
| PUTNAM CORE EQUITY R |
| BLACKROCK LIFEPATH 2035 R |
| BLACKROCK LIFEPATH 2040 R |
| BLACKROCK LPD 2060 R |
| INVESCO STABLE ASSET |
Investment model portfolios
We provide two types of investment model portfolios for BR & SONS CO-401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for BR & SONS CO-401K PLAN