Investment options of B.R. FUNSTEN & COMPANY, INC 401(K) PROFIT SHARING PLAN
Total Available Funds: 20
| Investment Description |
|---|
| INVESCO QQQ TRUST |
| SPDR DOW JONES INDUSTRIAL AVERAGE ETF |
| ISHARES MSCI EMERGING MARKETS ETF |
| ISHARES RUSSELL MID-CAP ETF |
| ISHARES CORE U. S. AGGREGATE BOND ETF |
| ISHARES TIPS BOND ETF |
| TECHNOLOGY SELECT SECTOR SPDR ETF |
| CONSUMER STAPLES SELECT SECTOR SPDR ETF |
| SPDR S& P HOMEBUILDERS ETF |
| VANGUARD INTERM-TERM TREASURY ADM |
| VANGUARD SHORT-TERM TREASURY ADM |
| VANGUARD 500 INDEX ADM |
| VANGUARD SHORT-TERM BOND INDEX ADM |
| VANGUARD TOTAL INTL STOCK INDEX ADM |
| DODGE & COX INCOME FUND I |
| FINANCIAL SELECT SECTOR SPDR ETF |
| VANGUARD MID-CAP VALUE INDEX ETF |
| SPDR EURO STOXX 50 ETF |
| ALGER CAPITAL APPRECIATION INSTL I |
| VANGUARD SMALL-CAPE |
Investment model portfolios
We provide two types of investment model portfolios for B.R. FUNSTEN & COMPANY, INC 401(K) PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for B.R. FUNSTEN & COMPANY, INC 401(K) PROFIT SHARING PLAN