Investment options of BPC CORPORATION 401(K) PLAN
Total Available Funds: 27
| Investment Option List |
|---|
| American Funds Europacific Growth R3 Pooled Separate Account (FEPUX) |
| American Funds New Perspective R3 Pooled Separate Account (FFPNX) |
| American Funds 2010 Trgt Date Retire R3 Pooled Separate Account (FATSX) |
| American Funds 2030 Trgt Date Retire R3 Pooled Separate Account (FATSX) |
| American Funds 2035 Trgt Date Retire R3 Pooled Separate Account (FATSX) |
| American Funds 2040 Trgt Date Retire R3 Pooled Separate Account (FATSX) |
| American Funds 2045 Trgt Date Retire R3 Pooled Separate Account (FATSX) |
| American Funds 2050 Trgt Date Retire R3 Pooled Separate Account (FATSX) |
| American Funds 2055 Trgt Date Retire R3 Pooled Separate Account (FATSX) |
| American Funds 2060 Trgt Date Retire R3 Pooled Separate Account (FATSX) |
| American Funds 2065 Trgt Date Retire R3 Pooled Separate Account (FATSX) |
| BlackRock Mid Cap Dividend A Pooled Separate Account (MJRFX) |
| BNY Mellon Agg Bond Index A Pooled Separate Account |
| Columbia Commodity Strategy A Pooled Separate Account (CCSWX) |
| Empower International Index Inv Pooled Separate Account |
| Empower S&P Mid Cap 400 Index Inv Pooled Separate Account (MXMDX) |
| Empower S&P Small Cap 600 Index Inv Pooled Separate Account |
| Franklinh High Income A Pooled Separate Account |
| Hartford Small Co. R4 Pooled Separate Account |
| Invesco Estate A Pooled Separate Account |
| Janus Henderson Forty S Pooled Separate Account |
| JPMorgan Mid Cap Growth R3 Pooled Separate Account (HLGEX) |
| Lord Abbett Fundamental Equity A Pooled Separate Account (LAVYX) |
| MM S&P 500 Index R4 Pooled Separate Account |
| T. Rowe Price Growth Stock R Pooled Separate Account (PRGFX) |
| Victory Sycamore Small Co. Opport A Pooled Separate Account |
| dates through November 2029 |
Investment model portfolios
We provide two types of investment model portfolios for BPC CORPORATION 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for BPC CORPORATION 401(K) PLAN