Investment options of BNI GLOBAL LLC
Total Available Funds: 61
| Investment Description |
|---|
| Reliance Trust Company Victory Integrity Small-Cap Value R |
| Vanguard Target Retirement 2050 |
| Vanguard Target Retirement 2060 |
| DFA Inflation Protected Securities Portfolio |
| Invesco Oppenheimer International Growth R6 |
| Vanguard Intermediate Term Bond Index Fund |
| Vanguard Target Retirement 2055 |
| Vanguard Target Retirement 2040 |
| Columbia Balanced Fund Institutional 3 Class |
| Vanguard Target Retirement 2020 |
| American Beacon Bridgeway LG Cap Value R5 |
| DFA US Small Cap Portfolio Institutional Class |
| Vanguard Target Retirement 2030 |
| JPMorgan US Small Company |
| American Beacon International Equity Fund R5 |
| JPMorgan Core Plus Bond Fund R6 |
| Alger Spectra Fund Class Z |
| Vanguard Target Retirement 2035 |
| BNY Mellon Small Mid Cap Growth Fund |
| Janus Henderson Venture Fund |
| Vanguard Target Retirement Income Fund |
| Vanguard Target Retirement 2025 |
| Columbia Emerging Markets Fund |
| BlackRock High Yield Bond K |
| Vanguard Target Retirement 2045 |
| Vanguard Dividend Growth Fund |
| DFA US Core Equity 1 Portfolio |
| American Beacon Shapiro SMID Cap Equity R5 |
| Reliance Trust Company Common/collective trust fund – Invesco Stable Asset |
| from 5.25 to 10.50 percent – |
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
| VICTORY INTEGRITY SMCAP VAL R6 |
| VAN TARGET RETIRE 2050 |
| VAN TARG RETIRE 2060 |
| DFA INFLATION PROT SEC INST |
| AMB SHAPIRO SMID CAP EQ R5 |
| INVESCO OPP INTL GR R6 |
| VANGUARD INTERMEDIATE TERM BON |
| VAN TARGET RETIRE 2055 |
| VAN TARGET RETIRE 2040 |
| COLUMBIA BALANCED FUND – I3 |
| VAN TARGET RETIRE 2020 |
| AMB MAN LARGE CAP VALUE R5 |
| DFA US SM CAP PORTFOLIO INST |
| VAN TARGET RETIRE 2030 |
| JPMORGAN US SMALL COMPANY R6 |
| AMERICAN BEACON INTL EQTY R5 |
| JPMORGAN CORE PLUS BOND R6 |
| ALGER SPECTRA FUND Z |
| VAN TARGET RETIRE 2035 |
| BNYM SM MD CP GR Y |
| JANUS HENDERSON VENTURE FUND-N |
| VAN TARGET RETIRE INC |
| VAN TARGET RETIRE 2025 |
| COLUMBIA EMERGING MKTS – I3 |
| BLACKROCK HIGH YIELD K |
| VAN TARGET RETIRE 2045 |
| DFA US CORE EQUITY 1 PORT INST |
| VANGUARD DIV GRTH – INV |
| INVESCO STABLE ASSET – ADPZ |
Investment model portfolios
We provide two types of investment model portfolios for BNI GLOBAL LLC participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for BNI GLOBAL LLC