Investment options of BMC SOFTWARE, INC. SAVINGS AND INVESTMENT PLAN
Total Available Funds: 27
| Investment Description |
|---|
| FIDELITY INVESTMENTS MONEY MARKET GOVERNMENT PORTFOLIO MUTUAL FUND |
| FIDELITY EXTENDED MARKET INDEX FUND MUTUAL FUND |
| FIDELITY 500 INDEX FUND INSTITUTIONAL PREMIUM CLASS MUTUAL FUND |
| VANGUARD GROWTH INDEX FUND MUTUAL FUND |
| VANGUARD VALUE INDEX FUND MUTUAL FUND |
| VANGUARD DEVELOPED MARKETS INDEX FUND MUTUAL FUND |
| VANGUARD TOTAL BOND MARKET INDEX FUND MUTUAL FUND |
| T. ROWE PRICE MID CAP GROWTH FUND MUTUAL FUND |
| PIMCO TOTAL RETURN FUND MUTUAL FUND |
| OAKMARK INVESTORS CLASS FUND MUTUAL FUND |
| BOSTON PARTNERS SMALL CAP VALUE FUND MUTUAL FUND |
| HARTFORD WORLD BOND FUND R6 MUTUAL FUND |
| JOHN HANCOCK DISCIPLINED VALUE FUND R6 MUTUAL FUND |
| VANGUARD TARGET INCOME FUND COMMON COLLECTIVE TRUST |
| VANGUARD TARGET 2020 FUND COMMON COLLECTIVE TRUST |
| VANGUARD TARGET 2025 FUND COMMON COLLECTIVE TRUST |
| VANGUARD TARGET 2030 FUND COMMON COLLECTIVE TRUST |
| VANGUARD TARGET 2035 FUND COMMON COLLECTIVE TRUST |
| VANGUARD TARGET 2040 FUND COMMON COLLECTIVE TRUST |
| VANGUARD TARGET 2045 FUND COMMON COLLECTIVE TRUST |
| VANGUARD TARGET 2050 FUND COMMON COLLECTIVE TRUST |
| VANGUARD TARGET 2055 FUND COMMON COLLECTIVE TRUST |
| VANGUARD TARGET 2060 FUND COMMON COLLECTIVE TRUST |
| VANGUARD TARGET 2065 FUND COMMON COLLECTIVE TRUST |
| FIDELITY CONTRAFUND POOL COMMON COLLECTIVE TRUST |
| FIDELITY INTERNATIONAL DISCOVERY FUND COMMON COLLECTIVE TRUST |
| FIDELITY LOW-PRICED STOCK POOL COMMON COLLECTIVE TRUST |
Investment model portfolios
We provide two types of investment model portfolios for BMC SOFTWARE, INC. SAVINGS AND INVESTMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for BMC SOFTWARE, INC. SAVINGS AND INVESTMENT PLAN