Investment options of BLUEPRINT TECHNOLOGIES 401(K) PLAN
Total Available Funds: 30
| Investment Description |
|---|
| MidCap S&P 400 Index Sep Acct Pooled Separate Account |
| SmallCap S&P 600 Index SA Pooled Separate Account |
| Diversified Intl Sep Acct Pooled Separate Account |
| maturing through 2029 – 0 – |
| Fidelity Investments FIDELITY |
| Calvert Funds CALVERT EQUITY R6 FUND |
| Principal Global Investors Trust Co PRIN LIFETIME HYBR 2050 CIT Z |
| Vanguard Group VANGUARD EQUITY-INC ADM FUND |
| Principal Global Investors Trust Co PRIN LIFETIME HYBR 2030 CIT Z |
| BlackRock AGG BOND INDEX K FUND |
| The American Funds AMERICAN FUNDS AMERMUT R6 FD |
| BlackRock MSCI TOT INTL IDX K FUND |
| Vanguard Group VANGUARD INTL GROWTH ADM FD |
| The American Funds BD FD OF AM R6 FD |
| Principal Global Investors Trust Co PRIN LIFETIME HYBR 2035 CIT Z |
| PGIM Investments HIGH YIELD R6 FUND |
| Principal Global Investors Trust Co DIVERSIFIED INTL SA-Z |
| Vanguard Group VANGUARD MIDCAP VAL IDX ADM |
| Vanguard Group INFL-PROT SEC ADM FUND |
| Principal Global Investors Trust Co PRIN LIFETIME HYBR 2045 CIT Z |
| Principal Global Investors Trust Co PRIN LIFETIME HYBR 2040 CIT Z |
| Fidelity Investments FIDELITY EMERG MKT |
| Victory Funds VICTORY SYCA SM CO OPP R6 FUND |
| Principal Global Investors Trust Co PRIN LIFETIME HYBR 2055 CIT Z |
| PGIM Investments JENNISON SMALL CO R6 FD |
| Eagle Financial Services, Inc. CARILLON EAGLE MDCAGWTH R6 |
| Principal Global Investors Trust Co PRIN LIFETIME HYBR 2025 CIT Z |
| Principal Global Investors Trust Co PRIN LIFETIME HYBR 2060 CIT Z |
| Principal Global Investors Trust Co PRIN LIFETIME HYBR 2065 CIT Z |
| PIMCO Funds GLBL BD (USD-HDG) I FD |
Investment model portfolios
We provide two types of investment model portfolios for BLUEPRINT TECHNOLOGIES 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for BLUEPRINT TECHNOLOGIES 401(K) PLAN