Investment options of BLOODWORKS NORTHWEST SUPPLEMENTAL RETIREMENT ACCOUNT
Total Available Funds: 36
| Investment Description |
|---|
| CREF STOCK R2 |
| CREF GROWTH R2 |
| CREF EQUITY INDEX R2 |
| CREF GLOBAL EQUITIES R2 |
| MFS VALUE FUND CLASS R6 |
| VANGUARD 500 IDX ADM |
| TIAA- CREF LFCYLE IDX 2030-INST |
| CREF SOCIAL CHOICE R2 |
| METROPOLITAN W TOT RET BD PLN |
| TIAA- CREF LFCYLE IDX 2020-INST |
| TIAA- CREF LFCYLE IDX 2035-INST |
| TIAA- CREF LFCYLE IDX 2040-INST |
| TIAA- CREF SOCIAL CH EQ-INST |
| CREF CORE BOND R2 |
| TIAA- CREF LFCYLE IDX 2025-INST |
| VANGUARD INTL GROWTH ADM |
| VANGUARD REAL ESTATE IDX ADM |
| VANGUARD MID- CAP IDX ADM |
| TIAA- CREF LFCYLE IDX 2050-INST |
| VANGUARD TTL INTL STK IDX ADM |
| VANGUARD EMR MKTS STK IDX ADM |
| AMERICAN FD NEW PERSPECTIVE R6 |
| MFS NEW DISCOVERY FUND R6 |
| FRANKLIN SMALL CAP VALUE R6 |
| VANGUARD FEDERAL MONEY MKT INV |
| TIAA- CREF LFCYLE IDX 2055-INST |
| VANGUARD TTL BD MKT IDX ADM |
| CREF MONEY MARKET R2 |
| TIAA- CREF LFCYLE IDX 2015-INST |
| TIAA- CREF LFCYLE IDX 2060-INST |
| VANGUARD INTR-TRM BND IDX ADM |
| VANGUARD INFO TECH IDX ADMIRAL |
| TIAA- CREF LFCYLE IDX 2010-INST |
| VANGUARD FTSE SOCIAL INDEX ADM |
| TIAA- CREF LFCYLE IDX 2065-INST |
| VANGUARD HEALTH CARE ADM |
Investment model portfolios
We provide two types of investment model portfolios for BLOODWORKS NORTHWEST SUPPLEMENTAL RETIREMENT ACCOUNT participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for BLOODWORKS NORTHWEST SUPPLEMENTAL RETIREMENT ACCOUNT