Bio-Rad Laboratories Inc. 401(k) Profit Sharing Plan Investment Model Portfolios

Investment options of Bio-Rad Laboratories Inc. 401(k) Profit Sharing Plan

Total Available Funds: 30

Asset Class

Ticker

Description

Others
ROOT	SNAXX	Schwab Value Advantage Money Instl
ROOT	MOR245	Morley Stable Value Fund 245
Target Date 2026-2030	JSMIX	JPMorgan SmartRetirement 2030 Instl
Aggressive Allocation	AAAIX	American Century Strat Allc: Agrsv Inst
Target Date 2036-2040	SMTIX	JPMorgan SmartRetirement 2040 Instl
Target Date 2046-2050	JTSIX	JPMorgan SmartRetirement 2050 Instl
Target Date 2016-2020	JTTIX	JPMorgan SmartRetirement 2020 Instl
Health	PRHSX	T. Rowe Price Health Sciences
Technology	DRGTX	Allianz RCM Technology Instl
Retirement Income	JSIIX	JPMorgan SmartRetirement Income Instl
Moderate Allocation	OAKBX	Oakmark Equity & Income I
Moderate Allocation	JBALX	Janus Balanced I

US EQUITY
Small Growth	PSGIX	BlackRock Small Cap Growth Equity Instl
LARGE BLEND	RFNGX	American Funds Fundamental Investors R6
LARGE BLEND	PRILX	Parnassus Equity Income - Inst
SMALL BLEND	RLPIX	Royce Low Priced Stock Instl
LARGE GROWTH	RGAGX	American Funds Growth Fund of Amer R6
SMALL VALUE	PSVIX	Allianz NFJ Small Cap Value Instl
LARGE BLEND	VITSX	Vanguard Total Stock Market Idx Instl
LARGE BLEND	VINIX	Vanguard Institutional Index Instl
Mid-Cap Growth	MERDX	Meridian Growth
LARGE VALUE	HMVMX	HighMark Value Fiduciary
MID-CAP VALUE	JMVAX	Perkins Mid Cap Value I
LARGE GROWTH	FKCAX	Franklin Flex Cap Growth Adv
LARGE GROWTH	JRAIX	Janus Research I

FIXED INCOME
Intermediate Government	AGMNX	American Century Ginnie Mae Instl
Intermediate-Term Bond	PIGIX	PIMCO Investment Grade Corp Bd Instl
Intermediate-Term Bond	VBTIX	Vanguard Total Bond Market Index Inst

INTERNATIONAL EQUITY
Foreign Large Growth	TGRIX	American Century Intl Growth Instl
Foreign Large Blend	VTSNX	Vanguard Total Intl Stock Index Instl

Investment model portfolios

We provide two types of investment model portfolios for Bio-Rad Laboratories Inc. 401(k) Profit Sharing Plan participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

Retirement Plan (401(k)) Info for Bio-Rad Laboratories Inc. 401(k) Profit Sharing Plan

BIO-RAD LABORATORIES, INC. 401(K) PROFIT SHARING PLAN

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