Investment options of BETTER BEING CO. RETIREMENT PLAN
Total Available Funds: 29
| Investment Option List |
|---|
| Capital Group American Funds New World Class R-6 (HVWBX) |
| Fidelity Management Trust Co. Fidelity 500 Index (FUSEX) |
| Victory Capital Victory Sycamore Established Value Fund Class R6 (GETGX) |
| Fidelity Management Trust Co. Fidelity Select Medical Technology & Devices (FFOJX) |
| Fidelity Management Trust Co. Fidelity Freedom 2035 Fund Class K6 (FFTHX) |
| Fidelity Management Trust Co. Fidelity Freedom 2040 Fund Class K6 (FFFFX) |
| Natixis Funds Trust Loomis Sayles Core Plus Bond Fund Class N (NERYX) |
| Fidelity Management Trust Co. Fidelity Freedom 2045 Fund Class K6 (FFFGX) |
| Fidelity Management Trust Co. Fidelity Freedom 2030 Fund Class K6 (FFFEX) |
| Fidelity Management Trust Co. Fidelity Freedom 2050 Fund Class K6 (FFFHX) |
| Capital Group American Funds Washington Mutual Investors Fund Class R-6 (FWMMX) |
| Janus Investment Fund Fidelity Small Cap Index (FSSJX) |
| Fidelity Management Trust Co. Fidelity Freedom 2025 Fund Class K6 (FFTWX) |
| Fidelity Management Trust Co. Fidelity Freedom 2055 Fund Class K6 (FDEWX) |
| Fidelity Management Trust Co. Fidelity Freedom 2020 Fund Class K6 (FFFDX) |
| Fidelity Management Trust Co. Fidelity Freedom 2060 Fund Class K6 (FDKNX) |
| Capital Group American Funds EuroPacific Growth Fund Class R-6 (FEPUX) |
| Eagle Asset Management Carillon Eagle Mid Cap Growth Fund Class R6 (HRAYX) |
| Janus Investment Fund Fidelity Mid Cap Index (FIIMX) |
| JP Morgan Asset Management Undiscovered Managers Behavioral Value Fund Class R6 (UBVLX) |
| Fidelity Management Trust Co. Fidelity Freedom 2065 Fund Class K6 (FAXDX) |
| Janus Investment Fund Janus Henderson Triton Fund Class T (JCNNX) |
| Fidelity Management Trust Co. Fidelity Freedom 2010 Fund Class K6 (FFFCX) |
| MFS Series Trust MFS International Diversification Fund Class R6 (MDIJX) |
| Janus Investment Fund Fidelity Large Cap Index (FLCSX) |
| Fidelity Management Trust Co. Fidelity Freedom 2015 Fund Class K6 (FFVFX) |
| Fidelity Management Trust Co. Fidelity Freedom Income Fund Class K6 (FFFAX) |
| Fidelity Management Trust Co. Fidelity Freedom 2070 Fund Class K6 (FRBDX) |
| SEI Trust Company Galliard Stable Return Fund C |
Investment model portfolios
We provide two types of investment model portfolios for BETTER BEING CO. RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for BETTER BEING CO. RETIREMENT PLAN