Investment options of BETTCHER INDUSTRIES, INC. 401(K) RETIREMENT SAVINGS PLAN
Total Available Funds: 22
| Investment Description |
|---|
| THE AMERICAN FUNDS AM FDS EUROPACIFIC GRTH R6 FD |
| AMERICAN CENTURY INVESTMENTS AMER CENTURY SML CAP VAL R6 FD |
| AMERICAN CENTURY INVESTMENTS AMERICAN CENTURY SC GR R6 FD |
| THE AMERICAN FUNDS AMERICAN FDS WSHMUT INV R6 FD |
| THE AMERICAN FUNDS AMERICAN FUNDS NEWPRSP R6 FND |
| COHEN & STEERS COHEN & STEERS REALTY SH FUND |
| DODGE AND COX FUNDS DODGE & COX STOCK X FUND |
| JP MORGAN FUNDS JP MORGAN SM CP EQ I |
| JP MORGAN FUNDS JP MORGAN LARGE |
| JPMORGAN CHASE BANK, N. A JPMCB SMRTRTMT PASS BL 2045 CF |
| JPMORGAN CHASE BANK, N. A JPMCB SMRTRTMT PASS BL 2050 CF |
| JPMORGAN CHASE BANK, N. A JPMCB SMRTRTMT PASS BL 2055 CF |
| JPMORGAN CHASE BANK, N. A JPMCB SMRTRTMT PASS BL 2060 CF |
| LORD ABBETT LORD ABBETT BD DEBENTURE R6 FD |
| LORD ABBETT LORD ABBETT TOTAL RETURN I FD |
| PRINCIPAL GLOBAL INVESTORS TRUST CO MORLEY STABLE VA |
| MFS INVESTMENT MANAGEMENT MFS MID-CAP GROWTH R6 |
| PIMCO FUNDS PIMCO REAL RETU |
| SCHWAB FUNDS SELF- DIRECTION |
| VANGUARD GROUP VANGUARD SMALL CAP INDEX INSTITUTIONAL |
| VICTORY FUNDS VICTORY SYCAMORE EST VAL A FD |
| WILMINGTON TRUST, N. A WESTERN ASSET COR BD PL R1 FD |
Investment model portfolios
We provide two types of investment model portfolios for BETTCHER INDUSTRIES, INC. 401(K) RETIREMENT SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for BETTCHER INDUSTRIES, INC. 401(K) RETIREMENT SAVINGS PLAN