Submit investment options information to us
We have no official investment options or funds for BERNARD KATZ & CO PC PROFIT SHARING PLAN FIDELITY NON-PROTOTYPE. With investment options being available, MyPlanIQ will be able to help you to generate custom asset allocation model portfolios using the plan’s investment options. See an example like Renovo Resources Employee 401K. To submit the information, you can:
- Email your plan’s investment options: Document(s) that have plan investment choices (ticker symbols preferred), or screen shots of online rebalance choices
- Input the investment options directly and submit to us for approval.
Investment model portfolios
We provide two types of investment model portfolios for BERNARD KATZ & CO PC PROFIT SHARING PLAN FIDELITY NON-PROTOTYPE participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for BERNARD KATZ & CO PC PROFIT SHARING PLAN FIDELITY NON-PROTOTYPE