Investment options of BEAVER MANUFACTURING 401(K) PLAN
Total Available Funds: 54
| Investment Option List |
|---|
| American Century AmCen Small Cap Growth Fund R6 (ANOHX) |
| Carillon Carillon Eagle Mid Cap Grw R6 (HMRYX) |
| DFA Emerging Markets Pt Ins (DFESX) |
| Dodge & Cox Dodge & Cox Income Fund (DODIX) |
| Fidelity Adv Equity Grw Fnd Z |
| Hartford Hrtfrd Intl Opport Fnd R5 |
| JP Morgan JPMorgan US Value Fund R6 (JTVAX) |
| JP Morgan JPMorgan SmCp Value Fund R6 |
| Mass. Financial Services MFS Inst Intl Eqty Fnd R6 |
| Mass. Financial Services MFS Mid Cap Value Fund I (MCVIX) |
| Metropolitan West Metropltn West Tot Rtn Bd Fd I |
| Principal High Yield Fnd Ins |
| T Rowe Price TRwPr Balanced Fund (PRTEX) |
| T Rowe Price TRwPr Retirement 2020 Fund (TRRBX) |
| T Rowe Price TRwPr Retirement 2025 Fund (TRRHX) |
| T Rowe Price TRwPr Retirement 2030 Fund (TRRCX) |
| T Rowe Price TRwPr Retirement 2035 Fund (TRRJX) |
| T Rowe Price TRwPr Retirement 2045 Fund (TRRKX) |
| T Rowe Price TRwPr Retirement 2050 Fund (TRRMX) |
| T Rowe Price TRwPr Retirement 2055 Fund (TRRNX) |
| T Rowe Price TRwPr Retirement 2060 Fund (TRPLX) |
| T Rowe Price TRwPr Retirement Bal Fund (TRRFX) |
| Vanguard Vangrd 500 Index Fund Adm (VFINX) |
| Vanguard Vangrd Dev Mkts Index Fd Adm |
| Vanguard Vangrd Mid-Cap Index Fund Adm (VIMSX) |
| Voya Voya Gov Money Mkt Fnd A (Hold Acct) |
| Voya Voya Fixed Account (VOYA) |
| AmCen Small Cap Growth Fund R6 Registered Investment Company (UTVKX) |
| BlkRck Strat Inc Opps Pt Ins Registered Investment Company |
| Carillon Eagle Mid Cap Grw R6 Registered Investment Company (HMRYX) |
| DFA Emerging Markets Pt Ins Registered Investment Company |
| Dodge & Cox Income Fd I Registered Investment Company (DODIX) |
| Fidelity Adv Equity Grw Fnd Z Registered Investment Company |
| Hrtfrd Intl Opport Fnd R5 Registered Investment Company |
| JPMorgan SmCp Value Fund R6 Registered Investment Company |
| JPMorgan US Val Fd R6 Registered Investment Company |
| MFS Intl Eqty Fnd R6 Registered Investment Company |
| MFS Mid Cap Value Fund I Registered Investment Company (MCVIX) |
| Principal High Yield Fnd Ins Registered Investment Company (BGHCX) |
| TCW MW Tot Rtn Bd Fd I Registered Investment Company |
| TRwPr Balanced Fund Registered Investment Company (DGITX) |
| TRwPr Retirement Bal Fund Registered Investment Company |
| TRwPr Retrmt 2020 Fd – Inv Cl Registered Investment Company |
| TRwPr Retrmt 2025 Fd – Inv Cl Registered Investment Company |
| TRwPr Retrmt 2030 Fd – Inv Cl Registered Investment Company |
| TRwPr Retrmt 2035 Fd – Inv Cl Registered Investment Company |
| TRwPr Retrmt 2045 Fd – Inv Cl Registered Investment Company |
| TRwPr Retrmt 2050 Fd – Inv Cl Registered Investment Company |
| TRwPr Retrmt 2055 Fd – Inv Cl Registered Investment Company |
| TRwPr Retrmt 2060 Fd – Inv Cl Registered Investment Company |
| Vangrd 500 Index Fund Adm Registered Investment Company |
| Vangrd Dev Mkts Index Fd Adm Registered Investment Company |
| Vangrd Mid-Cap Index Fund Adm Registered Investment Company (RHFHX) |
| Voya Gv Mny Mkt F A (Hld Acct) Registered Investment Company |
Investment model portfolios
We provide two types of investment model portfolios for BEAVER MANUFACTURING 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for BEAVER MANUFACTURING 401(K) PLAN