Investment options of Bbj Linen 401 K Plan
Total Available Funds: 48
| Investment Description |
|---|
| Invesco Stable Asset |
| Fidelity Fidelity—500 Index Fund |
| Putnam Large Cap Value R6 |
| Allspring Global Investments Allspring Core Plus Bond R6 |
| Harbor Capital Harbor—Capital Appreciation Fund |
| PIMCO Funds—Diversified Income Class I Fund |
| Vanguard Group Vanguard—International Growth Admiral Class |
| Fidelity FID Small Cap Index |
| American Century Investments AMC Small Cap Value Fund – R6 |
| Fidelity FID Mid Cap Index |
| T. Rowe Price T Rowe Instl Midcap Equity GR |
| T. Rowe Price T. Rowe Price—Retirement I 2020 I |
| T. Rowe Price T. Rowe Price—Retirement I 2025 I |
| T. Rowe Price T. Rowe Price—Retirement I 2030 I |
| T. Rowe Price T. Rowe Price—Retirement I 2035 I |
| T. Rowe Price T. Rowe Price—Retirement I 2040 I |
| T. Rowe Price T. Rowe Price—Retirement I 2045 I |
| T. Rowe Price T. Rowe Price—Retirement I 2050 I |
| T. Rowe Price T. Rowe Price—Retirement I 2055 I |
| T. Rowe Price T. Rowe Price—Retirement I 2060 I |
| T. Rowe Price T. Rowe Price—Retirement I 2065 I |
| Vanguard Group Vanguard—Inflation Protected Security ADM |
| JPMorgan JPMorgan—Mid Cap Value Fund |
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
| PIMCO DIVERSIFIED INC – INST |
| TRP RETIREMENT 2060 I |
| TRP RETIREMENT 2020 I |
| TRP RETIREMENT 2050 I |
| FID 500 IND |
| TRP RETIREMENT 2055 I |
| TRP RETIREMENT 2035 I |
| HARBOR CAP APPRECIATION RETIRE |
| JPMORGAN MID CAP VALUE FUND R6 |
| TRP RETIREMENT 2045 I |
| VANGUARD INTL GRTH ADM |
| ALLSPRING CORE PLUS BOND R6 |
| AB SMALL CAP GROWTH PORT Z |
| TRP RETIREMENT 2065 I |
| TRP RETIREMENT 2025 I |
| VAN INFL PROTECTED SEC – ADMR |
| TRP RETIREMENT 2040 I |
| T ROWE INSTL MIDCAP EQUITY GR |
| TRP RETIREMENT 2030 I |
| FID SMALL CAP INDEX |
| AMC SMALL CAP VALUE FUND – R6 |
| FID MID CAP INDEX |
| INVESCO STABLE ASSET – ADPZ |
Investment model portfolios
We provide two types of investment model portfolios for Bbj Linen 401 K Plan participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for Bbj Linen 401 K Plan