Investment options of BASTION TECHNOLOGIES 401(K) PLAN
Total Available Funds: 29
| Investment Description |
|---|
| FEDERATED CAPITAL PRESER CL R6 |
| FEDERATED CAPITAL PRESER R6 GM |
| LOAN FUND LOANS |
| BLF FEDFUND MONEY MARKET |
| AMERICAN EUROPACIFIC GROWTH R6 |
| AMERICAN EUROPACIFIC R6 GM |
| AMERICAN WASHINGTON |
| COLUMBIA EMERG MRKTS INSTL3 |
| COLUMBIA EMRG MRKTS INSTL3 GM |
| CONESTOGA SMALL CAP FUND INSTL |
| CONESTOGA SML CAP FD INSTL GM |
| EATON VANCE ATLANTA |
| HARTFORD SCHRODERS INTL SDR |
| ISHARES RUSSELL MID-CAP IDX K |
| ISHARES S&P 500 INDEX FD CL K |
| JANUS HENDERSON BALANCED FD N |
| JANUS HENDERSON FLEXIBLE BD N |
| JANUS HENDERSON FLXBL BD N GM |
| JP MORGAN UNDISC MGRS CL R6 |
| JP MORGAN UNDSC MGRS CL R6 GM |
| MFS INTRNTL INTRINSIC VL FD R6 |
| MFS MID CAP VALUE FUND R6 |
| MFS MID CAP VALUE FUND R6 GM |
| PRINCIPAL REAL EST SEC FD I |
| PRINCIPAL REAL ESTATE SEC FD I GM |
| T ROWE PRICE BLUE CHIP GR I |
| T ROWE PRICE BLUE CHIP GRTH I |
| VANGUARD GNMA FUND ADM |
| VANGUARD SMALL CAP INDEX FUND |
Investment model portfolios
We provide two types of investment model portfolios for BASTION TECHNOLOGIES 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for BASTION TECHNOLOGIES 401(K) PLAN