Investment options of BARTLETT & WEST, INC. 401(K) PROFIT SHARING PLAN
Total Available Funds: 30
| Investment Description |
|---|
| AB DISC GRTH I MUTUAL FUND |
| AF AMCAP R6 MUTUAL FUND |
| AF INTL GTH & INC R6 MUTUAL FUND |
| AF NEW PERSPECT R6 MUTUAL FUND |
| BROKERAGELINK MUTUAL FUND |
| BWG GLB OPP BOND I MUTUAL FUND |
| DFA SM CAP GRTH INST MUTUAL FUND |
| FID 500 INDEX MUTUAL FUND |
| FID INTL INDEX MUTUAL FUND |
| FID MID CAP IDX MUTUAL FUND |
| IS R2000 SM-CAP K MUTUAL FUND |
| IS US AGG BD IDX K MUTUAL FUND |
| JPM SM CAP VALUE R6 MUTUAL FUND |
| METWEST TOT RTN BD P MUTUAL FUND |
| VANG EQUITY INC ADM MUTUAL FUND |
| VANG SELECTED VALUE MUTUAL FUND |
| VANG ST BOND IDX ADM MUTUAL FUND |
| VANG TARGET RET 2020 MUTUAL FUND |
| VANG TARGET RET 2025 MUTUAL FUND |
| VANG TARGET RET 2030 MUTUAL FUND |
| VANG TARGET RET 2035 MUTUAL FUND |
| VANG TARGET RET 2040 MUTUAL FUND |
| VANG TARGET RET 2045 MUTUAL FUND |
| VANG TARGET RET 2050 MUTUAL FUND |
| VANG TARGET RET 2055 MUTUAL FUND |
| VANG TARGET RET 2060 MUTUAL FUND |
| VANG TARGET RET 2065 MUTUAL FUND |
| VANG TARGET RET 2070 MUTUAL FUND |
| VANG TARGET RET INC MUTUAL FUND |
| VANG VMMR-FED MMKT MUTUAL FUND |
Investment model portfolios
We provide two types of investment model portfolios for BARTLETT & WEST, INC. 401(K) PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for BARTLETT & WEST, INC. 401(K) PROFIT SHARING PLAN