Investment options of BARTLETT TREE 401K PLAN
Total Available Funds: 28
| Investment Description |
|---|
| FIDELITY GROWTH COMPANY K6 MUTUAL FUND |
| FIDELITY 500 INDEX MUTUAL FUND |
| FIDELITY CONTRAFUND K MUTUAL FUND |
| ABF LARGE CAP VALUE INST R5 MUTUAL FUND |
| FIDELITY GOVERNMENT MONEY MARKET FUND MUTUAL FUND |
| FIDELITY MID CAP STOCK K MUTUAL FUND |
| FIDELITY DIVERSIFIED INTERNATIONAL K MUTUAL FUND |
| FIDELITY INTERNATIONAL INDEX FUND MUTUAL FUND |
| FIDELITY FREEDOM 2050 K6 MUTUAL FUND |
| FIDELITY GOVERNMENT INCOME MUTUAL FUND |
| FIDELITY LOW PRICED STOCK K MUTUAL FUND |
| FIDELITY FREEDOM 2030 K6 MUTUAL FUND |
| FIDELITY FREEDOM 2055 K6 MUTUAL FUND |
| FIDELITY TOTAL BOND MUTUAL FUND |
| FIDELITY FREEDOM 2025 K6 MUTUAL FUND |
| FIDELITY PURITAN K MUTUAL FUND |
| FIDELITY FREEDOM 2040 K6 MUTUAL FUND |
| FIDELITY FREEDOM 2045 K6 MUTUAL FUND |
| JPM U. S. SMALL COMPANY FUND INST. L MUTUAL FUND |
| FIDELITY VALUE K MUTUAL FUND |
| FIDELITY FREEDOM 2020 K6 MUTUAL FUND |
| FIDELITY FREEDOM 2035 K6 MUTUAL FUND |
| FIDELITY FREEDOM 2060 K6 MUTUAL FUND |
| FIDELITY EXTENDED MARKET INDEX MUTUAL FUND |
| PIMCO TOTAL RETURN INST MUTUAL FUND |
| FIDELITY FREEDOM INC. K6 MUTUAL FUND |
| FIDELITY FREEDOM 2015 K6 MUTUAL FUND |
| FIDELITY FREEDOM 2065 K6 MUTUAL FUND |
Investment model portfolios
We provide two types of investment model portfolios for BARTLETT TREE 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for BARTLETT TREE 401K PLAN