Investment options of BARTLETT LEARNING CENTER, INC. DEFINED CONTRIBUTION RETIREMENT PLAN
Total Available Funds: 85
| Investment Description |
|---|
| CREF CREF Stock |
| CREF CREF Social Choice |
| CREF CREF Bond Market |
| CREF CREF Global Equities |
| CREF CREF Growth |
| CREF CREF Equity Index |
| CREF CREF Inflation-Linked Bond |
| TIAA Access Intl Equity |
| TIAA Access Lg-Cap Growth |
| TIAA Access Lifecycle 2010 |
| TIAA Access Lifecycle 2015 |
| TIAA Access Lifecycle 2020 |
| TIAA Access Lifecycle 2025 |
| TIAA Access Lifecycle 2030 |
| TIAA Access Lifecycle 2035 |
| TIAA Access Lifecycle 2040 |
| TIAA Access Lifecycle 2045 |
| TIAA Access Lifecycle 2050 |
| TIAA Access Mid-Cap Growth |
| TIAA Access Mid-Cap Value |
| TIAA Access Real Est Secs |
| TIAA Access Quant Sm-Cap Equity |
| TIAA Access Lifecycle 2055 |
| TIAA Access Lifecycle 2060 |
| TIAA Access Lg-Cap Res Eq |
| Invesco Active Allocation Fund A |
| Invesco Active Allocation Fund C |
| Invesco Developing Markets Fund A |
| Invesco Discovery Large Cap Appreciation Fund A |
| Invesco Discovery Large Cap Appreciation Fund C |
| Invesco Discovery Mid Cap Growth Fund A |
| Invesco Dividend Income Fund A |
| Invesco Global Focus Fund A |
| Invesco Global Allocation Fund A |
| Invesco Global Fund A |
| Invesco Global Fund C |
| Invesco Global Strategic Income Fund A |
| Invesco International Bond Fund A |
| Invesco International Diversified Fund A |
| Invesco International Equity Fund A |
| Invesco Main Street All Cap Fund A |
| Invesco Main Street Mid Cap Fund A |
| Invesco Rising Dividends Fund A |
| Invesco Multi Asset Income Fund Class A |
| Invesco Multi Asset Income Fund Class C |
| Invesco Mult-Strategy Fund A |
| Invesco Quality Income Fund Class A |
| Invesco Quality Income Fund Class C |
| Invesco Select Risk Conservative Investor Fund A |
| Invesco Select Risk Moderate Investor Fund A |
| Invesco Variable Rate Preferred Fund A |
| MoA MoA Equity |
| MoA MoA Mid Cap Equity |
| MoA MoA Small Cap Equity |
| Calvert Calvert International Responsible Idx R6 |
| MoA MoA Retirement Income Fund |
| MoA MoA Clear Passage 2020 Fund |
| MoA MoA Clear Passage 2025 Fund |
| MoA MoA Clear Passage 2030 Fund |
| MoA MoA Clear Passage 2035 Fund |
| MoA MoA Clear Passage 2040 Fund |
| MoA MoA Clear Passage 2045 Fund |
| MoA MoA Clear Passage 2050 Fund |
| MoA MoA Clear Passage 2055 Fund |
| MoA MoA Clear Passage 2060 Fund |
| MoA MoA Clear Passage 2065 Fund |
| Calvert Calvert US Large Cap Core Responsible Index |
| Lincoln American Funds International |
| Lincoln Macquarie Small Cap Value |
| Lincoln Fidelity VIP Contrafund |
| Lincoln Fidelity VIP Growth |
| Lincoln LVIP Baron Growth Opportunities |
| Lincoln LVIP Blackrock Dividend Value |
| Lincoln LVIP Blended Large Cap Growth Managed Volitility |
| Lincoln LVIP Macquarie Bond |
| Lincoln LVIP Macquarie High Yield Fund |
| Lincoln LVIP Macquarie Mid Cap Value |
| Lincoln LVIP Macquarie Social Awareness |
| Lincoln LVIP U.S REIT Fund |
| Lincoln LVIP Dimensional US Core Equity |
| Lincoln LVIP SSGA S&P 500 Index |
| Lincoln MFS Utilities |
| TIAA Traditional Non Benefit Responsive Contract |
| Lincoln Fixed Account |
| TIAA Traditional Benefit Responsive Contract |
Investment model portfolios
We provide two types of investment model portfolios for BARTLETT LEARNING CENTER, INC. DEFINED CONTRIBUTION RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for BARTLETT LEARNING CENTER, INC. DEFINED CONTRIBUTION RETIREMENT PLAN