Investment options of Barnes and Noble 401K Plan
Total Available Funds: 31
| Investment Description |
|---|
| 40,243,165.460participating units. |
| registered investment company. |
| from 4.25% to9.50%. |
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
| Managed Income Portfolio II |
| Fidelity U.S. Bond Index Fund |
| Fidelity 500 Index Fund |
| Fidelity Extended Market Index Fund |
| Fidelity Inflation-Protected Bond |
| Fidelity Freedom Index Income T |
| Fidelity Freedom Index 2010 |
| Fidelity Freedom Index 2015 T |
| Fidelity Freedom Index 2020 T |
| Fidelity Freedom Index 2025 T |
| Fidelity Freedom Index 2030 T |
| Fidelity Freedom Index 2035 T |
| Fidelity Freedom Index 2040 T |
| Fidelity Freedom Index 2045 T |
| Fidelity Freedom Index 2050 T |
| Fidelity Freedom Index 2055 T |
| Fidelity Freedom Index 2060 T |
| Fidelity Freedom Index 2065 T |
| Fidelity Freedom Index 2070 T |
| Fidelity Growth Pool Fund |
| Fidelity PIM High Yield Inst |
| Victory S Small Company Opportunity |
| Dodge & Cox Income Fund Class X |
| JPM Small Cap Growth R6 |
| American Funds EuroPacific Growth |
| JPM Equity Income Class R6 |
Investment model portfolios
We provide two types of investment model portfolios for Barnes and Noble 401K Plan participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for Barnes and Noble 401K Plan