Investment options of BARKLEY INC. 401K PROFIT SHARING PLAN
Total Available Funds: 33
| Investment Description |
|---|
| AMERICAN FUNDS EUROPACIFIC GROWTH FUND R6 |
| BLACKROCK EQUITY DIVIDEND FUND INVESTOR A SHARES |
| BLACKROCK GLOBAL ALLOCATION FUND, INC. INVESTOR A SHARES |
| COHEN & STEERS, INC. REAL ESTATE SECURITIES Z FUND |
| DODGE & COX GLOBAL BOND FUND 1 |
| EATON VANCE SPECIAL INVESTMENT TRUST ATLANTA CAPITAL SMID—CAP FUND (A) |
| FIDELITY MANAGEMENT TRUST COMPANY BALANCED FUND |
| FIDELITY MANAGEMENT TRUST COMPANY CONTRAFUND FUND |
| FIDELITY MANAGEMENT TRUST COMPANY U. S. BOND INDEX FUND |
| FIDELITY MANAGEMENT TRUST COMPANY 500 INDEX FUND |
| FIDELITY MANAGEMENT TRUST COMPANY MID CAP INDEX FUND |
| FIDELITY MANAGEMENT TRUST COMPANY SMALL CAP INDEX FUND |
| FIDELITY MANAGEMENT TRUST COMPANY TOTAL INTERNATIONAL INDEX FUND |
| FIDELITY MANAGEMENT TRUST COMPANY STRATEGIC INCOME FUND |
| FIDELITY MANAGEMENT TRUST COMPANY U. S. SUSTAINABILITY INDEX FUND |
| FIDELITY MANAGEMENT TRUST COMPANY INTERNATIONALSUSTAINABILITY INDEX FUND |
| PARNASSUS INVESTMENTS CORE EQUITY FUND |
| METROPOLITAN WEST ASSET MANAGEMENT TOTAL RETURN BOND FUND |
| MASSACHUSETTS FINANCIAL SERVICES COMPANY LIFETIME 2025 FUND CLASS R3 |
| MASSACHUSETTS FINANCIAL SERVICES COMPANY LIFETIME 2030 FUND CLASS R3 |
| MASSACHUSETTS FINANCIAL SERVICES COMPANY LIFETIME 2035 FUND CLASS R3 |
| MASSACHUSETTS FINANCIAL SERVICES COMPANY LIFETIME 2040 FUND CLASS R3 |
| MASSACHUSETTS FINANCIAL SERVICES COMPANY LIFETIME 2045 FUND CLASS R3 |
| MASSACHUSETTS FINANCIAL SERVICES COMPANY LIFETIME 2050 FUND CLASS R3 |
| MASSACHUSETTS FINANCIAL SERVICES COMPANY LIFETIME 2055 FUND CLASS R3 |
| MASSACHUSETTS FINANCIAL SERVICES COMPANY LIFETIME 2060 FUND CLASS R3 |
| MASSACHUSETTS FINANCIAL SERVICES COMPANY LIFETIME INCOME FUND CLASS R3 |
| MASSACHUSETTS FINANCIAL SERVICES COMPANY INTERNATIONAL DIVERSIFICATION FUND R6 |
| INVESCO DEVELOPING MARKETS FUND CLASS A |
| UNDISCOVERED MANAGERS MANAGERS BEHAVIORAL VALUE R6 FUND |
| VICTORY CAPITAL MANAGEMENT, INC. SYCAMORE ESTABLISHED VALUE R6 FUND |
| WASATCH FUNDS CORE GROWTH FUND |
| PRINCIPAL GLOBAL INVESTORS TRUST CO. MORELY STABLE VALUE FUND |
Investment model portfolios
We provide two types of investment model portfolios for BARKLEY INC. 401K PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for BARKLEY INC. 401K PROFIT SHARING PLAN