Investment options of BANKW STAFFING, LLC RETIREMENT PLAN
Total Available Funds: 46
| Investment Description |
|---|
| CARILLON SCOUT MID CAP I FUND |
| VICTORY SYCAMORE ESTABLISHED VALUE I FUND |
| JANUS HENERSON TRITON I FUND |
| PGIM JENNISON MID-CAP GROWTH R6 FUND |
| T. ROWE PRICE CAPITAL APPRECIATION FUND |
| T. ROWE PRICE INTERNATIONAL DISCOVERY FUND |
| T. ROWE PRICE HIGH YIELD FUND |
| T. ROWE PRICE SMALL CAP STOCK FUND |
| BLACKROCK GLOBAL ALLOCATION INSTITUTIONAL FUND |
| INVESCO INTERNATIONAL BOND A FUND |
| LOOMIS SAYLES GROWTH Y FUND |
| INVESCO DEVELOPING MARKETS Y FUND |
| ARTISAN INTERNATIONAL VALUE INVESTOR FUND |
| T. ROWE PRICE INTERNATIONAL VALUE EQUITY ADVISOR FUND |
| VANGUARD EQUITY INCOME ADMIRAL FUND |
| VANGUARD WELLESLEY INCOME ADMIRAL FUND |
| VANGUARD TOTAL STOCK MARKET INDEX ADMIRAL FUND |
| VANGUARD REAL ESTATE INDEX ADMIRAL FUND |
| VANGUARD INTERMEDIATE BOND INDEX ADMIRAL FUND |
| PIMCO REAL RETURN ADMIRAL FUND |
| BAIRD AGGREGATE BOND INSTITUTIONAL FUND |
| T. ROWE PRICE SPECTRUM MODERATE GROWTH R6 FUND |
| AMERICAN FUNDS NEW PERSPECTIVE R6 FUND |
| VICTORY SYCAMORE SMALL COMPANY OPPORTUNITY I FUND |
| INVESCO OPPENHEIMER INTERNATIONAL GROWTH Y FUND |
| NORTHERN SMALL CAP CORE I FUND |
| VANGUARD FTSE ALL-WORLD EX-US INDEX ADMIRAL FUND |
| FIDELITY REAL ESTATE INVESTMENT PORTFOLIO FUND |
| FIDELITY BLUE CHIP GROWTH FUND |
| FIDELITY GOVERNMENT MONEY MARKET FUND |
| FIDELITY TOTAL BOND FUND |
| FIDELITY SMALL CAP GROWTH FUND |
| FIDELITY SMALL CAP ENHANCED INDEX FUND |
| FIDELITY FREEDOM INDEX INCOME INSTITUTIONAL PREMIUM FUND |
| FIDELITY FREEDOM INDEX 2015 INSTITUTIONAL PREMIUM FUND |
| FIDELITY FREEDOM INDEX 2020 INSTITUTIONAL PREMIUM FUND |
| FIDELITY FREEDOM INDEX 2025 INSTITUTIONAL PREMIUM FUND |
| FIDELITY FREEDOM INDEX 2030 INSTITUTIONAL PREMIUM FUND |
| FIDELITY FREEDOM INDEX 2035 INSTITUTIONAL PREMIUM FUND |
| FIDELITY FREEDOM INDEX 2040 INSTITUTIONAL PREMIUM FUND |
| FIDELITY FREEDOM INDEX 2045 INSTITUTIONAL PREMIUM FUND |
| FIDELITY FREEDOM INDEX 2050 INSTITUTIONAL PREMIUM FUND |
| FIDELITY FREEDOM INDEX 2055 INSTITUTIONAL PREMIUM FUND |
| FIDELITY FREEDOM INDEX 2060 INSTITUTIONAL PREMIUM FUND |
| FIDELITY STRATEGIC INCOME FUND |
| FIDELITY BROKERAGE LINK SELF-DIRECTED BROKERAGE ACCOUNT |
Investment model portfolios
We provide two types of investment model portfolios for BANKW STAFFING, LLC RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for BANKW STAFFING, LLC RETIREMENT PLAN