Investment options of B3H 401(K) PLAN
Total Available Funds: 23
| Investment Description |
|---|
| The American Funds Am Fds EuroPacific Grth R6 Fd |
| The American Funds Am FdCap Wld Gth and In R6 Fnd |
| The American Funds Am Funds New Economy R6 Fund |
| American Century Investments American Centur Mid-Cap Val R6 |
| The American Funds American Funds AmerMut R6 Fd |
| The American Funds American Funds NewWorld R6 |
| The American Funds American Funds Smcap Wld R6 Fd |
| BlackRock High Yld Bond K Fund |
| BlackRock Infl Pro Bd K Fd |
| BlackRock Md-Cp Gr Eq K Fd |
| Calvert Funds Calvert US LC Cr Rsp Idx R6 Fd |
| Legg Mason ClearBridge Sm Cp Gr IS Fund |
| Cohen & Steers Cohen & Steers Re Est Sec Z Fd |
| Fidelity Investments Fidelity Adv Govt Inc Z Fd |
| Fidelity Investments Fidelity Adv Small Cap Z Fund |
| Franklin Templeton Investments Franklin Small Cap Value R6 Fd |
| JP Morgan Funds JP Morgan Equity Income R6 Fd |
| Lord Abbett Sht Drtn Inc R6 Fd |
| PGIM Investments PGIM Global RE R6 Fund |
| PGIM Investments PGIM Jennison Md Cp Gth R6 Fd |
| PIMCO Funds PIMCO Commplus Strat Inst Fund |
| PIMCO Funds PIMCO Income Institutional Fd |
| maturing through September 2029 $ – |
Investment model portfolios
We provide two types of investment model portfolios for B3H 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for B3H 401(K) PLAN