Investment options of AXCELUS FINANCIAL 401(K) PLAN
Total Available Funds: 28
| Investment Option List |
|---|
| LA LRG CP GR INN II L units, |
| INVS DISCOVERY R6 shares, registered investment company |
| COL DIVIDEND INC R shares,registered investment company |
| FID FREEDOM 2010 shares, registered investment company (FFFCX) |
| FID FREEDOM 2020 shares,registered investment company (FFFDX) |
| FID FREEDOM 2025 shares,registered investment company (FFTWX) |
| FID FREEDOM 2030 shares,registered investment company (FFFEX) |
| FID FREEDOM 2035 shares,registered investment company (FFTHX) |
| FID FREEDOM 2040 shares,registeredinvestment company (FFFFX) |
| FID FREEDOM 2045 shares,registered investment company (FFFGX) |
| FID FREEDOM 2050 shares,registered investment company (FFFHX) |
| FID FREEDOM 2055 shares,registered investment company (FDEWX) |
| FIDFREEDOM 2060 sharesregistered investment company |
| FID FREEDOM 2065 shares registered investment company |
| FID FREEDOM INCOME shares,registered investment company (FFFAX) |
| FID LOW PRICED STK shares,registeredinvestment company |
| FID STK SEL SM CAP shares,registered investment company |
| FID STRATEGIC INCOME shares,registered investment company |
| FID GOVT MMKT shares,moneymarket fund |
| AM CENT SM CAP VAL units, |
| MFS MA INV TRUST R3 shares,registered investment company |
| FIDMIP CL 1 units, |
| PIMCO INCOME INST shares, registered investment company (PFLEX) |
| PIMCO TOTRETURN ADM shares,registered investment company |
| FIDINTL INDEX ADV shares,registered investment company |
| FIDTOT MKT IDX ADV shares,registered investment company |
| FIDUS BOND IDX ADV shares,registered investment company |
| THORNBURG INT VAL R4 shares,registered investment company |
Investment model portfolios
We provide two types of investment model portfolios for AXCELUS FINANCIAL 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for AXCELUS FINANCIAL 401(K) PLAN